Fraud attempts targeting Kaiperm members via text, email and phone call have been reported. Scammers may pose as Kaiperm and ask for online banking login details to "confirm transactions." Be aware and be vigilant about not sharing your personal Kaiperm login information (online and mobile banking) by keeping it private and secure. We will never ask you for any your login information. Click here to learn more.
We believe in the power of our youth and their capacity to shape a brighter financial future. That’s why we have made it our mission to foster their growth and empower them to become the next generation of financial leaders. Student Accounts are thoughtfully designed for teenagers 13 to 17 years of age, to give them the essential tools and knowledge they need to help them build healthy financial habits that will carry them into adulthood.
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
1, 2 Account will convert to a regular Kaiperm account on 18th birthday 3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances 4 APY = Annual Percentage Yield. 5 Limit 1 per minor social security number. *Based on monthly deposit of $40 on the first of each month and example of calculation based on 7.00% APY for 12 months, compounded monthly. Dividends are paid monthly based on average daily balance.
Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/
The Youth are the future and we believe in empowering young minds to become financially savvy individuals. The Pup Account is designed exclusively for children up to the age of 12. We understand the importance of fostering healthy financial habits from an early age. With the Pup Account, your children will learn the value of saving, responsible spending, and setting goals for their future.
Download our coloring page and let your child's imagination soar. Once they've finished their artwork, fill out the form linked below with the child's information and the parent/guardian's name and phone number. Upload the completed coloring page, and they'll receive a $25 prize added to their youth savings account. Start the creative journey today!
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
1, 2 Account will convert to Kaiperm Student account on 13th birthday 3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances 4 APY = Annual Percentage Yield. 5 Limit 1 per minor social security number. *Based on monthly deposit of $40 on the first of each month and example of calculation based on 7.00% APY for 12 months, compounded monthly. Dividends are paid monthly based on average daily balance.
Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/
At Kaiperm, we believe in equipping young people with the necessary tools to build a strong financial foundation. That’s why we’re thrilled to introduce Student Checking, an easy-to-use, free checking account designed specifically for individuals ages 13-17.
Empower Your Teens’ Financial Journey!
No monthly account fee or minimum balance
Visa® Debit Card for purchases compatible with Apple PayTM
Mobile and Online Banking with individual log-in and parental monitoring
We prioritize our members’ financial well-being. With the Student Account, your teens will experience banking that puts their interests first, without worrying about excessive fees or unnecessary hurdles.
As parents, we know the importance of guidance. With Student Checking, parents can have oversight and control, allowing them to monitor and support their child’s financial journey.
Setup alerts on your accounts (click to expand)
Internet Banking eAlerts enables members to manage and receive email notifications via internet banking of specific account activity, such as when a balance falls below a limit, when a check clears, when a deposit is made, when a transaction is posted, etc.
Through internet banking, the member can manage their email address(es) and choose which items are being sent via email. Clicking Settings and Edit Email will give the member the option to edit any existing emails already setup or create a new email.
Members can view any existing email addresses setup and what items are being sent to the address. Clicking Edit will allow the member to make any changes or clicking Add allows the member to add a new address.
Through internet banking, the member can create or edit existing eAlerts. Clicking eAlerts will give the member the option to edit any existing alerts already setup or create a new alert.
We believe in empowering young individuals with financial knowledge. That’s why we offer free online courses in financial fitness, helping your teens develop the skills they need for a successful financial future.
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
APY* (Annual Percentage Yield) is subject to change at any time. Dividends are paid monthly based on the average daily balance. Account will convert to a regular Kaiperm non-youth account on 18th birthday at the end of the month. Limit 1 per minor social security number.
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