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Currently Viewing Posts Tagged Youth Accounts

Student Savings

Student Savings Account KAIPERM CU
Student Savings Account KAIPERM CU
 

We believe in the power of our youth and their capacity to shape a brighter financial future. That’s why we have made it our mission to foster their growth and empower them to become the next generation of financial leaders. Student Accounts are thoughtfully designed for teenagers 13 to 17 years of age, to give them the essential tools and knowledge they need to help them build healthy financial habits that will carry them into adulthood.

 

Open a Student Account today!

 

More Than a Savings Account - Kaiperm Student Accounts (age 13-17)

Kaiperm Student Saving Account
(age 13-17) comes with:

 

Reward Your Teen’s Financial Growth - Kaiperm

Complete a course at Balance Financial Education for Teens & College Students, and we’ll add a $25 reward to their Student savings account. Fill out the linked form with child’s details, parent/guardian’s name, phone number, and certificate of completion. Encourage their educational journey today.




Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

 

MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

 

 

Rate Effective Date: December 1, 2024

 

Kaiperm Student Account

Open now

Age qualification13-17 years old1, 2
Included Savings Account50.5% APY4 on the first $10,0003 Minimum Opening Deposit $25
High-Yield Certificate Account512-month Student Certificate earns 7.00% APY, with unlimited add-ons up to $1,000 maximum balance
Youth Checking Account5Available.
Daily Limits and alerts can also be setup.
Visa® Debit CardFree and accepted at over 23 million locations worldwide
Account ownershipMinor and Joint Owner share controls
Minimum opening deposit$25
Federally insured by the
NCUA
More Than a Savings Account

Calculate
your investment

Final Balance

$

Contributions: $    |   Earnings: $

$

%

 

Open now


1, 2 Account will convert to a regular Kaiperm account on 18th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
5 Limit 1 per minor social security number.
*Based on monthly deposit of $40 on the first of each month and example of calculation based on 7.00% APY for 12 months, compounded monthly.
Dividends are paid monthly based on average daily balance.

Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/

Kids Savings

Kids Savings KAIPERM CU
Kids Savings KAIPERM CU
 

The Youth are the future and we believe in empowering young minds to become financially savvy individuals. The Pup Account is designed exclusively for children up to the age of 12. We understand the importance of fostering healthy financial habits from an early age. With the Pup Account, your children will learn the value of saving, responsible spending, and setting goals for their future.

 

Open your child a Pup Account today!

 

More Than a Savings Account - Kaiperm Pup Account (age 0-13)

Kaiperm Pup Account
(age 0-12) comes with:

  • Kaiperm drawstring backpack
  • Pup certificates
  • Higher dividend rate
  • No maintenance fees

 

Reward Your Teen’s Financial Growth - Kaiperm

Download our coloring page and let your child's imagination soar. Once they've finished their artwork, fill out the form linked below with the child's information and the parent/guardian's name and phone number. Upload the completed coloring page, and they'll receive a $25 prize added to their youth savings account. Start the creative journey today!



Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

 

MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

 

 

Rate Effective Date: December 1, 2024

 

Kaiperm Pup Account

Open now

Age qualification0-12 years old1, 2
Included Savings Account50.5% APY4 on the first $10,0003
Minimum Opening Deposit $25
High-Yield Certificate Account512-month Pup Certificate earns 7.00% APY, with unlimited add-ons up to $500 maximum balance
Account ownershipThe minor is the Primary owner of funds and the Joint Owner (ex. Parent/Legal Guardian) controls the account
Minimum opening deposit$25
Federally insured by the
NCUA
More Than a Savings Account

Calculate
your investment

Final Balance

$

Contributions: $    |   Earnings: $

$

%

 

Open now


1, 2 Account will convert to Kaiperm Student account on 13th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
5 Limit 1 per minor social security number.
*Based on monthly deposit of $40 on the first of each month and example of calculation based on 7.00% APY for 12 months, compounded monthly.
Dividends are paid monthly based on average daily balance.

Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/

Student Checking Account

Kids Savings KAIPERM CU

Student Checking Account

At Kaiperm, we believe in equipping young people with the necessary tools to build a strong financial foundation. That’s why we’re thrilled to introduce Student Checking, an easy-to-use, free checking account designed specifically for individuals ages 13-17.

Empower Your Teens’ Financial Journey!

  • No monthly account fee or minimum balance
  • Visa® Debit Card for purchases compatible with Apple PayTM
  • Mobile and Online Banking with individual log-in and parental monitoring
  • FREE online financial fitness courses

We prioritize our members’ financial well-being. With the Student Account, your teens will experience banking that puts their interests first, without worrying about excessive fees or unnecessary hurdles.

 

Rate Effective Date: December 1, 2024

Type

Initial Deposit

Annual Percentage Yield (APY)

Rate

Student Checking Account$250.050%0.050%

 

Student Checking Account

Parental Oversight

As parents, we know the importance of guidance. With Student Checking, parents can have oversight and control, allowing them to monitor and support their child’s financial journey.
 

  • Setup alerts on your accounts (click to expand)

 

Student Checking Account

Financial Fitness Courses

We believe in empowering young individuals with financial knowledge. That’s why we offer free online courses in financial fitness, helping your teens develop the skills they need for a successful financial future.

Student Checking Account

Complete a course at Balance Financial Education for Teens & College Students, and we’ll add a $25 reward to their Student savings account. Fill out the linked form with child’s details, parent/guardian’s name, phone number, and certificate of completion. Encourage their educational journey today.



Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

 

MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

 


APY* (Annual Percentage Yield) is subject to change at any time. Dividends are paid monthly based on the average daily balance.
Account will convert to a regular Kaiperm non-youth account on 18th birthday at the end of the month.
Limit 1 per minor social security number.

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