Student Savings More Than Just Spare Change
We believe in the power of our youth and their capacity to shape a brighter financial future. That’s why we have made it our mission to foster their growth and empower them to become the next generation of financial leaders. Student Accounts are thoughtfully designed for teenagers 13 to 17 years of age, to give them the essential tools and knowledge they need to help them build healthy financial habits that will carry them into adulthood.
Kaiperm Student Saving Account
(age 13-17) comes with:
- Kaiperm drawstring backpack
- Higher dividend rate
- No maintenance fees
- FREE online financial courses
Help Your Teen Launch Toward Financial Success – Get $50!*
Teens are ready for takeoff! Open a Student Savings Account with a $25 deposit, and we’ll add a $50 bonus to their account within 90 days of opening. This Youth Month, help your teen enter orbit with smart saving habits that will take them far.
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $50 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000
Rate Effective Date: May 1, 2025
Kaiperm Student Account | |
|---|---|
| Age qualification | 13-17 years old1, 2 |
| Included Savings Account5 | 0.5% APY4 on the first $10,0003 Minimum Opening Deposit $25 |
| High-Yield Certificate Account5 | 12-month Student Certificate earns 7.00% APY, with unlimited add-ons up to $1,000 maximum balance |
| Youth Checking Account5 | Available. Daily Limits and alerts can also be setup. |
| Visa® Debit Card | Free and accepted at over 23 million locations worldwide |
| Account ownership | Minor and Joint Owner share controls |
| Minimum opening deposit | $25 |
| Federally insured by the NCUA |  |
1, 2 Account will convert to a regular Kaiperm account on 18th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
*Offer subject to change without notice. Cannot be combined with any other new member offers. Youth Account bonus awarded to new Youth Account members when opening the account either online, in-person (at a branch or onsite). Account must remain open and in good standing for 60 days. Bonus to be deposited to account within 90 days of account opening. Membership eligibility required. $25 opening deposit required.
Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/
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