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Advantage Money Market

Advantage Money Market

Save for your future with the Kaiperm Advantage Money Market Account.
Competitive tiered rates to earn more interest and access to your funds when you need it.


  • Tiered interest rates based on higher balances
  • $100 initial deposit to open a Kaiperm Advantage Money Market Account
  • Insured by the NCUA & ASI up to $1,000,000 per individual
  • Access your money when you need it through account transfers and personal checks
  • No monthly fees or minimum balance requirement to earn interest





Today’s Rates

Rate Effective Date: April 1, 2024

BalanceMinimum to Earn APYAnnual Percentage Yield (APY)Rate
up to $2,499$00.100%0.100%
$2,500 – $24,999$2,5001.500%1.490%
$25,000 – $49,999$25,0001.750%1.736%
$50,000 – $99,999$50,0002.500%2.472%
$100,000 – $249,999$100,0002.750%2.716%
$250,000 and above$250,0002.750%2.716%

Interest Rates apply to the entire balance, not just the amount over the tier threshold. Compounded monthly, credited monthly. Dividends are paid monthly based on average daily balance.

Your Investment

Final Balance


Contributions: $    |   Earnings: $




Ready to earn more?
Open a Kaiperm Advantage Money Market Account today!

Open Account


Not yet a member? Current members



  • What is a Money Market account?

    A Money Market account is a type of deposit savings account with a higher earning potential than a normal savings account.

  • Are my funds insured?

    Yes, each Kaiperm member has at least $250,000 in total coverage by the NCUA. More information can be found here.

  • What are the benefits of having an Advantage Money Market account?

    You are able to boost your savings potential with the more money you save, while still having access to your funds when you need it.

  • How are the monthly earnings calculated?

    Your monthly earnings are calculated based on the average daily balance.

  • Is there a limit to how many internal account transfers I can do?

    There is no limit to how many internal account transfers you can do.

  • How do I order checks for my Advantage Money Market account?

    If you have no changes to make, current members can reorder a box of checks by clicking here. If you are ordering checks for the first time, or have changes to make to your existing checks, or need additional assistance for anything else, please contact us at 925-939-5626.

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A Safe Place for Your Money

Member deposits are now insured up to $1,000,000

Learn more

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