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Currently Viewing Posts Tagged Rates

Our Loans Rates

Today’s Loan Rates Apply now

Auto Loans

Rate Effective Date: June 1, 2024

TermNew Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months6.49%6.79%
48 months6.49%6.79%
60 months6.49%6.79%
72 months6.99%7.29%
84 months7.49%7.79%

 

Motorcycles

Rate Effective Date: June 1, 2024

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
12 to 48 months6.79%7.39%
60 to 72 months7.49%7.89%

 

RV, Campers, Trailers, Boats, Jetskis & Van Conversions

Rate Effective Date: June 1, 2024

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
48 months7.75%8.25%
60 months7.75%8.25%
72 months7.95%
84 months8.15%
120 months8.35%8.60%

 

1st Mortgages

Rate Effective Date: June 1, 2024

Term
10-30 yearsFixed and variable rates availableClick Here to Learn More

 

Variable Rate Home Equity Loans

Rate Effective Date: June 1, 2024

TermVariable Rate APR*
10 year draw and 15 year payback8.50%

 

2nd Mortgages

Rate Effective Date: June 1, 2024

TermRate APR*
5 years7.50%
10 years7.75%
15 years8.00%

 

Fixed Rate Personal Loan

Rate Effective Date: June 1, 2024

TermAPR* As Low As
up to 24 months8.99%
24 to 36 months9.09%
37 to 48 months9.29%
49 to 60 months9.59%

 

Share Secured Loans

Rate Effective Date: June 1, 2024

TypeAPR* As Low AsDescription
Secured by your Kaiperm Savings Account3.25% + Savings Dividend RateView current deposit rates
Secured by your Kaiperm Certificate3.00% + Certificate RateView current deposit rates

 

Variable Rate Credit Card (Visa)

Rate Effective Date: June 1, 2024

TypeAnnual FeeVariable Rate APR*
Cash Back – Annual Fee$12.0016.12%
Cash Back – No Annual FeeNone17.35%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New autos are considered 2021 model year or newer, with 36,000 miles or less

 

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Our Deposit Rates

Today’s Deposit Rates

 

MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

 

Certificates

Rate Effective Date: June 1, 2024

TermMinimum BalanceAnnual Percentage Yield (APY)Rate
3 months*$5003.750%3.687%
6 months*$5004.420%4.121%
12 months$5004.500%4.410%
18 months$5004.250%4.169%
24 months$5004.001%3.929%
36 months$5003.750%3.687%
48 months$5003.750%3.687%
60 months$5003.600%3.541%
Save to Win Certificate
12 months**
$254.250%4.169%

 

*Not available for IRA Share Certificates
+ Personal Accounts only. +See Provision 8 for details about the Thrive Rewards Checking account
**See Provision 9 for Save to Win details or visit us online at: Save to Win

 

Open a certificate account

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Advantage Money Market

Rate Effective Date: June 1, 2024

BalanceMinimum to Earn APYAnnual Percentage Yield (APY)Rate
up to $2,499$00.100%0.100%
$2,500 – $24,999$2,5001.500%1.490%
$25,000 – $49,999$25,0001.750%1.736%
$50,000 – $99,999$50,0002.500%2.472%
$100,000 – $249,999$100,0002.750%2.716%
$250,000 and above$250,0002.750%2.716%

Interest Rates apply to the entire balance, not just the amount over the tier threshold. Compounded monthly, credited monthly. Dividends are paid monthly based on average daily balance.

 

Savings & Checking

Rate Effective Date: June 1, 2024

TypeInitial DepositAnnual Percentage Yield (APY)Rate
Dividend Savings$250.100%0.100%
Dividend Club$250.100%0.100%
Thrive Rewards Checking$25When qualifications are met
2.350% on first $15,000
0.250% on balances above $15,000
Non-Qualifying
0.050%
When qualifications are met
2.325% on first $15,000
0.250% on balances above $15,000
Non-Qualifying
0.050%
Roth IRA$100.100%0.100%
Coverdell Educational
Savings Accumulator
$100.100%0.100%
Pup High Yield Savings &
Student High Yield Savings
$25$50 – $10,000: 0.500%
$10,000.01 and above: 0.50%-0.10%
$50 – $10,000: 0.500%
$10,000.01 and above: 0.50%-0.10%
Student Checking$250.050%0.050%
12-month Pup Certificate &
Student Certificate
$500 & $1,000 maximum, respectively
$257.000%6.785%

 

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