KAIPERM Savings Accounts
When you watch your savings grow, you’re watching your financial future. With special features to help you meet your unique goals even faster, such as higher interest rates, no monthly fees, and low opening deposits, it’s never been easier to lock down your financial goals and plan for your future.
- $25 minimum opening deposit
- Earn monthly dividends
- No monthly maintenance fees or minimum balance fees
- Up to 6 withdrawals a month
- Set up automatic payroll deduction
- Funds can be used for overdraft protection to cover transactions in your checking account
My Goal Savings Accounts
We like to think of them as “digital envelopes”. Whether your goal is to save up for a dream vacation save for your holiday shopping list, or to have a “Treat-yourself-and-not-feel-guilty-about-it” fund, a secondary savings account will make budgeting for any occasion easier than ever! Create as many additional “Club” Savings Accounts as you need – and you can name them whatever you want!
- $25 minimum opening deposit per secondary Savings Account
- Save for any goal: car, wedding, vacation, etc
- Earn monthly dividends
- Withdraw your funds at any time
- No monthly maintenance fees or minimum balance fees
- Automatic payroll deduction transfers available
Savings & Checking
Rate Effective Date: May 1, 2023
| Type | Initial Deposit | Annual Percentage Yield (APY) | Rate |
|---|---|---|---|
| Dividend Savings | $25 | 0.100% | 0.100% |
| Dividend Club | $25 | 0.100% | 0.100% |
| Thrive Rewards Checking | $25 | When qualifications are met 2.350% on first $15,000 0.250% on balances above $15,000 Non-Qualifying 0.050% | When qualifications are met 2.325% on first $15,000 0.250% on balances above $15,000 Non-Qualifying 0.050% |
| Roth IRA | $10 | 0.100% | 0.100% |
| Coverdell Educational Savings Accumulator | $10 | 0.100% | 0.100% |
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A Safe Place for Your Money
Find comfort in knowing that deposits at Kaiperm Credit Union are automatically protected up to $1,000,000