Join Us or Call/Text:
(925) 939-5626
Routing Number: 321178446

KAIPERM Savings AccountsBuild Your Strong Financial Future with Kaiperm

Open a Saving Account

KAIPERM Savings Accounts

When you watch your savings grow, you’re watching your financial future. With special features to help you meet your unique goals even faster, such as higher interest rates, no monthly fees, and low opening deposits, it’s never been easier to lock down your financial goals and plan for your future.

  • $25 minimum opening deposit
  • Earn monthly dividends
  • No monthly maintenance fees or minimum balance fees
  • Up to 6 withdrawals a month
  • Set up automatic payroll deduction
  • Funds can be used for overdraft protection to cover transactions in your checking account


My Goal Savings Accounts

We like to think of them as “digital envelopes”. Whether your goal is to save up for a dream vacation save for your holiday shopping list, or to have a “Treat-yourself-and-not-feel-guilty-about-it” fund, a secondary savings account will make budgeting for any occasion easier than ever! Create as many additional “Club” Savings Accounts as you need – and you can name them whatever you want!

  • $25 minimum opening deposit per secondary Savings Account
  • Save for any goal: car, wedding, vacation, etc
  • Earn monthly dividends
  • Withdraw your funds at any time
  • No monthly maintenance fees or minimum balance fees
  • Automatic payroll deduction transfers available




Savings & Checking

Rate Effective Date: April 1, 2024

TypeInitial DepositAnnual Percentage Yield (APY)Rate
Dividend Savings$250.100%0.100%
Dividend Club$250.100%0.100%
Thrive Rewards Checking$25When qualifications are met
2.350% on first $15,000
0.250% on balances above $15,000
When qualifications are met
2.325% on first $15,000
0.250% on balances above $15,000
Roth IRA$100.100%0.100%
Coverdell Educational
Savings Accumulator
Pup High Yield Savings &
Student High Yield Savings
$25$50 – $10,000: 0.500%
$10,000.01 and above: 0.50%-0.10%
$50 – $10,000: 0.500%
$10,000.01 and above: 0.50%-0.10%
Student Checking$250.050%0.050%
12-month Pup Certificate &
Student Certificate
$500 & $1,000 maximum, respectively


your investment

Final Balance


Contributions: $    |   Earnings: $





Not yet a member? Current members


Explore Our Financing Products & Services

A Safe Place for Your Money

Member deposits are now insured up to $1,000,000

Learn more

Skip to content