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Kaiperm Home Equity
Line of Credit (HELOC)Unlock the Potential of Your Home

Start your application

Kaiperm Home Equity Line
of Credit (HELOC)

A Home Equity Line of Credit allows you to leverage the equity of your home for a wide variety of reasons, from home renovations to college tuition and more. Borrow up to 75% of your home’s value, less any first mortgage balance. You can continually borrow money from your HELOC, and draw on the available funds as you need them during your ten year draw period.

  • Easy and speedy application process
  • Variable rate
  • Primary residence must be located in California
  • Maximum loan amount of $300,000 or up to 75% CLTV Combined Loan to Value (whichever is less)
    for higher amounts please contact us at loans@kaipermcu.org

Home Equity Line and HELOC Loan Payment

Monthly Payment


Semi-monthly: $    |   Bi-weekly: $



Today’s rates
Variable Rate Home Equity Loans

Rate Effective Date: June 1, 2024

TermVariable Rate APR*
10 year draw and 15 year payback8.50%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.


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