Financial Services Professional

Investing and protecting what you’ve worked hard to accumulate and save are important considerations for you and your family. Kaiperm is working with Tony Delumen, a financial planner with MassMutual Northern California, to assist our members with financial planning discussions.

Whether it’s planning for your retirement, saving for a college education, or considering life insurance options for your family, Mr. Delumen’s experience with investment management and insurance solutions can help you plan for the future. Furthermore, Tony is available to work with Kaiperm members across a range of financial situations. If you have concerns regarding your investments or insurance coverages, he is here to answer your questions and offer guidance to help you better understand your options.

Tony Delumen, CLTC®

Financial Services Professional
MassMutual Northern California
CA Insurance Lic. #0D47382

Book Appointment with Tony Delumen

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Neither MassMutual Northern California nor Tony Delumen are authorized to provide legal advice or services. Consult qualified legal counsel for such advice.

NOT NCUA-INSURED * NOT A CREDIT UNION DEPOSIT OR OBLIGATION * NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY * NOT A CREDIT UNION GUARANTEED * MAY GO DOWN IN VALUE

Tony Delumen is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). OSJ Office: 6701 Koll Center Parkway, Suite 140, Pleasanton, CA 94566, (925) 979-2300. CA insurance Lic. # OD47382. Domiciled in CA. Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies.

I am licensed to sell insurance products in AK, AZ, CA, CO, FL, GA, IA, ID, IL, KS, KY, MA, MD, MI, MO, MT, NC, ND, NM, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV. I am licensed to sell securities products in AR, AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, MN, MT, NC, ND, NE, NH, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV.

Kaiperm Credit Union receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, Kaiperm Credit Union has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, Kaiperm Credit Union will receive 17.5% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, Kaiperm Credit Union will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, Kaiperm Credit Union will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Kaiperm Credit Union is not a subsidiary of or affiliate of MML Investors Services, LLC or its affiliated companies. Kaiperm Credit Union is not a current client of MMLIS.

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