Empowering the next generation of financial leaders with Kaiperm CU
We're excited to celebrate our youngest members as part of Kaiperm family! As a special opportunity, our youth account holders can earn $25 towards their savings.
We’re inviting all kids ages 3 to 12 to participate, where they can display their creativity and will be eligible to earn $25 in their Pup savings account. All they need to do is:
Download our coloring page, print it out, and let their imagination run wild.
Once your child has completed their artwork, simply go to the form linked below to fill out the child’s information along with the parent/guardian’s name, phone number.
Finally upload the completed coloring page to receive a prize of $25 added to their youth savings account.
For our older youth members ages 13 to 17, we’re offering an exciting opportunity to earn some extra cash while also learning valuable financial skills. To help our young members get started on the right foot, we’re offering a 5-step online course that covers essential financial topics such as budgeting, saving, and credit. Once they complete any one of the courses, we’ll add a $25 reward to their Student savings account. All they need to do is:
Once your child has completed any one of the courses, simply go to the form linked below to fill out the child’s information along with the parent/guardian’s name, phone number
Finally upload their certificate of completion
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
What if I don’t meet all three requirements for the month?
You will only earn 0.05% APY on your average monthly balance and you will not be given any out of network ATM Rebates at the end of the month
Does it count as a purchase if I give a company my checking account information and routing number?
No, this would be considered an ACH or Electronic Transfer of funds. Not a debit card point of sale transaction.
I lost my debit card how do I request a new one and is there a charge for ordering another debit card?
Please email us at info@kaipermcu.org or simply text us during normal business hours to request a new debit card. The first debit card replacement is free and anything after is $10/per new debit card.
How do I transfer money out of my Thrive Checking Account?
Please utilize the Bill Pay/Pay a person feature when logged into your online banking and mobile banking.
Can I have multiple direct deposits to fulfill the at least $250 requirement monthly
Yes, you can have multiple direct deposits fulfill the requirement of at least $250 monthly.
Reordering checks?
If you have no changes to make, current members can reorder a box of checks by clicking here. If you are ordering checks for the first time, or have changes to make to your existing checks, or need additional assistance for anything else, please contact us at 925-939-5626. Routing number: 321178446.
Empowering the next generation of financial leaders with Kaiperm CU
We're excited to celebrate our youngest members as part of Kaiperm family! As a special opportunity, our youth account holders can earn $25 towards their savings.
We’re inviting all kids ages 3 to 12 to participate, where they can display their creativity and will be eligible to earn $25 in their Pup savings account. All they need to do is:
Download our coloring page, print it out, and let their imagination run wild.
Once your child has completed their artwork, simply go to the form linked below to fill out the child’s information along with the parent/guardian’s name, phone number.
Finally upload the completed coloring page to receive a prize of $25 added to their youth savings account.
For our older youth members ages 13 to 17, we’re offering an exciting opportunity to earn some extra cash while also learning valuable financial skills. To help our young members get started on the right foot, we’re offering a 5-step online course that covers essential financial topics such as budgeting, saving, and credit. Once they complete any one of the courses, we’ll add a $25 reward to their Student savings account. All they need to do is:
Once your child has completed any one of the courses, simply go to the form linked below to fill out the child’s information along with the parent/guardian’s name, phone number
Finally upload their certificate of completion
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
The Youth are the future, and we’re here to nurture them. Kaiperm’s Youth Accounts are designed for our youngest members to learn about money by providing the tools they’ll use as adults – but designed specially for children. Our Pup Account is for children up to age 12, and for our teenage members, our Student Account is designed to help them build healthy financial habits that will carry them into adulthood. Open your child a Youth Account today!
0.5% APY4 on the first $10,0003 Minimum Opening Deposit $25
0.5% APY4 on the first $10,0003 Minimum Opening Deposit $25
High-Yield Certificate Account5
12-month Pup Certificate earns 7.00% APY, with unlimited add-ons up to $500 maximum balance
12-month Student Certificate earns 7.00% APY, with unlimited add-ons up to $1,000 maximum balance
Youth Checking Account5
Not Available
Available. Daily Limits and alerts can also be setup.
Visa® Debit Card
Not Available
Free and accepted at over 23 million locations worldwide
Account ownership
The minor is the Primary owner of funds and the Joint Owner (ex. parent, guardian, grandparent) controls the account
Minor and Joint Owner share controls
Minimum opening deposit
$25
$25
Federally insured by the NCUA
Calculate your investment
Final Balance
$
Contributions: $ | Earnings: $
$
%
$
1 Account will convert to Kaiperm Student account on 13th birthday 2 Account will convert to a regular Kaiperm account on 18th birthday 3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances 4 APY = Annual Percentage Yield. 5 Limit 1 per minor social security number. *Based on monthly deposit of $40 on the first of each month and example of calculation based on 5.00% APY for 12 months, compounded monthly. Dividends are paid monthly based on average daily balance.
This page is in compliance with the Children’s Online Privacy Protection Act (COPPA) and does not collect or retain information from any visitor to the page including children under the age of 13. For more information on The Children’s Online Privacy Protection Act please read Frequently Asked Questions about the Children’s Online Privacy Protection Rule.
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