Save for your future with the Kaiperm Advantage Money Market Account. Competitive tiered rates to earn more interest and access to your funds when you need it.
Features
Tiered interest rates based on higher balances
$100 initial deposit to open a Kaiperm Advantage Money Market Account
Insured by the NCUA & ASI up to $1,000,000 per individual
Access your money when you need it through account transfers and personal checks
No monthly fees or minimum balance requirement to earn interest
Today’s Rates
Rate Effective Date: May 1, 2023
Balance
Minimum to Earn APY
Annual Percentage Yield (APY)
Rate
up to $2,499
$0
0.100%
0.100%
$2,500 – $24,999
$2,500
1.750%
1.735%
$25,000 – $49,999
$25,000
2.000%
1.982%
$50,000 – $99,999
$50,000
2.750%
2.716%
$100,000 – $249,999
$100,000
3.000%
2.960%
$250,000 and above
$250,000
3.000%
2.960%
Interest Rates apply to the entire balance, not just the amount over the tier threshold. Compounded monthly, credited monthly. Dividends are paid monthly based on average daily balance.
Calculate Your Investment
Final Balance
$
Contributions: $ | Earnings: $
$
%
$
Ready to earn more? Open a Kaiperm Advantage Money Market Account today!
A Money Market account is a type of deposit savings account with a higher earning potential than a normal savings account.
Are my funds insured?
Yes, each Kaiperm member has at least $250,000 in total coverage by the NCUA. More information can be found here.
What are the benefits of having an Advantage Money Market account?
You are able to boost your savings potential with the more money you save, while still having access to your funds when you need it.
How are the monthly earnings calculated?
Your monthly earnings are calculated based on the average daily balance.
Is there a limit to how many internal account transfers I can do?
There is no limit to how many internal account transfers you can do.
How do I order checks for my Advantage Money Market account?
If you have no changes to make, current members can reorder a box of checks by clicking here. If you are ordering checks for the first time, or have changes to make to your existing checks, or need additional assistance for anything else, please contact us at 925-939-5626.
We all want a cleaner tomorrow and a cleaner planet, and we can lead the way by considering an electric vehicle for our next automotive purchase. Electric vehicles are an excellent choice for reducing harmful emissions and better fuel efficiency, and they cut down on your fuel costs. Whether you’re looking to finance a Tesla, BMW, Nissan, Polestar, or any other electric or hybrid vehicle, our auto loans for electric and hybrid vehicles are easy for our members to use. Kaiperm’s auto loan rates are among the best on the market, and will get you into your new car quickly and affordably. Our members are able to take advantage of our low rates and flexible terms for a wide variety of new and used cars, and we’re ready to help get behind the wheel of your clean energy vehicle at our special low rates.
Please do not send sensitive personal information (SSN, Account Numbers, etc.) over email as it not secure.
Enter your Principal, Interest Rate, and Number of Years then click the “Calculate” button to see your estimated monthly payment.
Your Estimated Monthly Loan Payment Is:
The information provided by this calculators is intended for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. This is an estimate only, your actual payment may vary. Be sure to consult a financial professional prior to relying on the results.
Our loans rates Auto Loans
Rate Effective Date: May 1, 2023
Term
New Auto1 Fixed Rate APR* As Low As
Used Auto Fixed Rate APR* As Low As
12 to 36 months
5.29%
5.64%
48 months
5.59%
5.80%
60 months
5.79%
6.14%
72 months
6.29%
6.64%
84 months
6.79%
7.14%
* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly. 1. New Autos are considered any auto within 3 years of current year, with 36,000 miles or less
Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.
Guaranteed Asset Protection (GAP)
Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.
With AUTO BUYING SERVICE – AUTOLAND®, you can get started on your search for a new or used car. Your free and complete auto-buying solution for new and pre-owned cars. From first decisions to final delivery, our partners at Autoland® will help you find the perfect car, negotiate preferred pricing with all manufacturer incentives on your behalf, and even deliver the car right to your credit union. Get wherever life takes you with a new or used car from our buying center, and enjoy a better car buying experience.
Research millions of vehicles in inventory
Save time and money with credit union pre-approval
Refinance your existing auto loan
Trade-In-Values – find out what your car is worth
Recreational sports and travel has never been easier than with our RV, ATV and boat loans. Whether you’re looking to buy a new RV or boat, or you want to refinance your current RV, ATV or boat, our loans have low rates with an easy application and approval process. Take the plunge and improve your vacations!
Take to the roads with one of our motorcycle loans. Not only do we offer lower rates than big banks, but we offer financing for both new and used motorcycles. Applying is simple and quick, and before you know it, you’ll be ready to hit the open road. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.
Up to 100% financing
New and used motorcycles
Competitive rates
No loan application fees
Guaranteed Asset Protection (GAP)
Calculate Loan Payment
Monthly Payment
$
Semi-monthly: $ | Bi-weekly: $
$
%
Today’s rates Motorcycle Loans
Rate Effective Date: May 1, 2023
Term
New – Fixed Rate APR* As Low As
Used – Fixed Rate APR* As Low As
12 to 48 months
6.49%
6.69%
60 to 72 months
7.19%
7.39%
* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.
Owning a car can change the way you live your life, and choosing the right car is essential to your mobility and travel opportunities. Whether you’re looking to buy something new or used or refinance your current car, you’ll enjoy features like a low annual percentage rate (APR), easy financing, and terms for up to 84 months. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.
Up to 100% financing
New and used cars
Competitive rates
No loan application fees
Guaranteed Asset Protection (GAP)
Calculate Loan Payment
Monthly Payment
$
Semi-monthly: $ | Bi-weekly: $
$
%
Today’s rates Auto Loans
Rate Effective Date: May 1, 2023
Term
New Auto1 Fixed Rate APR* As Low As
Used Auto Fixed Rate APR* As Low As
12 to 36 months
5.29%
5.64%
48 months
5.59%
5.80%
60 months
5.79%
6.14%
72 months
6.29%
6.64%
84 months
6.79%
7.14%
* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly. 1. New autos are considered 2021 model year or newer, with 36,000 miles or less.
Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.
Guaranteed Asset Protection (GAP)
Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.
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