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Join Us or Call/Text:
(925) 939-5626
Routing Number: 321178446

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Money Market

Advantage Money Market

Save for your future with the Kaiperm Advantage Money Market Account.
Competitive tiered rates to earn more interest and access to your funds when you need it.
 

Features

  • Tiered interest rates based on higher balances
  • $100 initial deposit to open a Kaiperm Advantage Money Market Account
  • Insured by the NCUA & ASI up to $1,000,000 per individual
  • Access your money when you need it through account transfers and personal checks
  • No monthly fees or minimum balance requirement to earn interest

 

Today’s Rates

Rate Effective Date: May 1, 2023

BalanceMinimum to Earn APYAnnual Percentage Yield (APY)Rate
up to $2,499$00.100%0.100%
$2,500 – $24,999$2,5001.750%1.735%
$25,000 – $49,999$25,0002.000%1.982%
$50,000 – $99,999$50,0002.750%2.716%
$100,000 – $249,999$100,0003.000%2.960%
$250,000 and above$250,0003.000%2.960%

Interest Rates apply to the entire balance, not just the amount over the tier threshold. Compounded monthly, credited monthly. Dividends are paid monthly based on average daily balance.

Calculate
Your Investment

Final Balance

$

Contributions: $    |   Earnings: $

$

%

$

Ready to earn more?
Open a Kaiperm Advantage Money Market Account today!

Open Account

 

Not yet a member? Current members

 

FREQUENTLY ASKED QUESTIONS


Electric & Hybrid Car Loan

Electric & Hybrid Car Loan - Kaiperm CU

Electric & Hybrid Car Loan

We all want a cleaner tomorrow and a cleaner planet, and we can lead the way by considering an electric vehicle for our next automotive purchase. Electric vehicles are an excellent choice for reducing harmful emissions and better fuel efficiency, and they cut down on your fuel costs. Whether you’re looking to finance a Tesla, BMW, Nissan, Polestar, or any other electric or hybrid vehicle, our auto loans for electric and hybrid vehicles are easy for our members to use. Kaiperm’s auto loan rates are among the best on the market, and will get you into your new car quickly and affordably. Our members are able to take advantage of our low rates and flexible terms for a wide variety of new and used cars, and we’re ready to help get behind the wheel of your clean energy vehicle at our special low rates.

 

How to apply
All You need is the road ahead.

 

Text Us

TEXT

Get your questions answered in real-time. Look for the Chat Icon to appear at the bottom right corner of the page.

Phone Us

CALL

(925) 939-5626
Mon, Tue, Thu, Fri: 8:30 AM – 4:30 PM
Wednesday: 9 AM – 4PM

Email Us

E-MAIL

Please do not send sensitive personal information (SSN, Account Numbers, etc.) over email as it not secure.

Enter your Principal, Interest Rate, and Number of Years then click the “Calculate” button to see your estimated monthly payment.





Your Estimated Monthly Loan Payment Is:

The information provided by this calculators is intended for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. This is an estimate only, your actual payment may vary. Be sure to consult a financial professional prior to relying on the results.

Our loans rates
Auto Loans

Rate Effective Date: May 1, 2023

TermNew Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months5.29%5.64%
48 months5.59%5.80%
60 months5.79%6.14%
72 months6.29%6.64%
84 months6.79%7.14%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.
1. New Autos are considered any auto within 3 years of current year, with 36,000 miles or less

 

Special Promotion

Apply now

Insurance

Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.

Guaranteed Asset Protection (GAP)Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.DOWNLOAD
Mechanical Repair Coverage (MRC)MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs.DOWNLOAD

 

 

Auto Buying Service – AUTOLAND®

Auto Buying Service – AUTOLAND®

With AUTO BUYING SERVICE – AUTOLAND®, you can get started on your search for a new or used car. Your free and complete auto-buying solution for new and pre-owned cars. From first decisions to final delivery, our partners at Autoland® will help you find the perfect car, negotiate preferred pricing with all manufacturer incentives on your behalf, and even deliver the car right to your credit union. Get wherever life takes you with a new or used car from our buying center, and enjoy a better car buying experience.

Find Your Car Now

Boat, RV & Other RV Loans

Kaiperm Boat, RV & Other
Recreation Vehicle Loans

Recreational sports and travel has never been easier than with our RV, ATV and boat loans. Whether you’re looking to buy a new RV or boat, or you want to refinance your current RV, ATV or boat, our loans have low rates with an easy application and approval process. Take the plunge and improve your vacations!

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%








 

Today’s rates
RV, Campers, Trailers, Boats, Jetskis & Van Conversions Loans

Rate Effective Date: May 1, 2023

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
48 months6.69%7.39%
60 months7.19%7.49%
72 months7.39%
84 months7.59%
120 months7.89%8.19%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

 

Apply Now

Motorcycle Loans

KAIPERM Motorcycle Loans

Take to the roads with one of our motorcycle loans. Not only do we offer lower rates than big banks, but we offer financing for both new and used motorcycles. Applying is simple and quick, and before you know it, you’ll be ready to hit the open road. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%








 

Today’s rates
Motorcycle Loans

Rate Effective Date: May 1, 2023

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
12 to 48 months6.49%6.69%
60 to 72 months7.19%7.39%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

Apply now

Car Loans

CAR LOAN KAIPERM CU - Special Offer

KAIPERM Car Loan

Owning a car can change the way you live your life, and choosing the right car is essential to your mobility and travel opportunities. Whether you’re looking to buy something new or used or refinance your current car, you’ll enjoy features like a low annual percentage rate (APR), easy financing, and terms for up to 84 months. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%







Today’s rates
Auto Loans

Rate Effective Date: May 1, 2023

TermNew Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months5.29%5.64%
48 months5.59%5.80%
60 months5.79%6.14%
72 months6.29%6.64%
84 months6.79%7.14%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.
1. New autos are considered 2021 model year or newer, with 36,000 miles or less.

 

Special Promotion

Apply now

Insurance

Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.

Guaranteed Asset Protection (GAP)Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.DOWNLOAD
Mechanical Repair Coverage (MRC)MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs.DOWNLOAD

 

 

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