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Routing Number: 321178446

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Money Market

Advantage Money Market

Save for your future with the Kaiperm Advantage Money Market Account.
Competitive tiered rates to earn more interest and access to your funds when you need it.
 

Features

  • Tiered interest rates based on higher balances
  • $100 initial deposit to open a Kaiperm Advantage Money Market Account
  • Insured by the NCUA & ASI up to $1,000,000 per individual
  • Access your money when you need it through account transfers and personal checks
  • No monthly fees or minimum balance requirement to earn interest

 

 

MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

 

Today’s Rates

Rate Effective Date: November 1, 2024

BalanceMinimum to Earn APYAnnual Percentage Yield (APY)Rate
up to $2,499$00.100%0.100%
$2,500 – $24,999$2,5001.000%0.995%
$25,000 – $49,999$25,0001.250%1.243%
$50,000 – $99,999$50,0001.750%1.736%
$100,000 – $249,999$100,0002.000%1.982%
$250,000 and above$250,0002.250%2.227%

Interest Rates apply to the entire balance, not just the amount over the tier threshold. Compounded monthly, credited monthly. Dividends are paid monthly based on average daily balance.

Calculate
Your Investment

Final Balance

$

Contributions: $    |   Earnings: $

$

%

$

Ready to earn more?
Open a Kaiperm Advantage Money Market Account today!

Open Account

 

Not yet a member? Current members

 

FREQUENTLY ASKED QUESTIONS


Electric & Hybrid Car Loans

Electric & Hybrid Car Loans - Kaiperm CU

Electric & Hybrid Car Loans

Explore your options and drive into a healthier and greener future today! Get behind the wheel of your dream electric or hybrid car with our hassle-free auto loans. Kaiperm’s EV & Hybrid car loans offer convenience and flexibility, ensuring a smooth path to owning your desired clean-energy vehicle.

 

Apply now

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%







Today’s rates
Electric & Hybrid Car LoansSpecial Discounted Rates

Rate Effective Date: November 1, 2024

TermNew Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months6.39%6.14%6.69%6.44%
48 months6.49%6.24%6.79%6.54%
60 months6.69%6.44%6.99%6.74%
72 months6.89%6.64%7.09%6.84%
84 months7.39%7.14%7.59%7.34%

* APR – – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New autos are considered previous model year or newer, with 36,000 miles or less.
2. Rates reflect a .25% discount for qualified electric/hybrid vehicles. Loans are subject to credit and collateral qualification; other fees and conditions may apply. Rates are subject to change without notice.

 

FREQUENTLY ASKED QUESTIONS

 

Insurance

Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.

Guaranteed Asset Protection (GAP)Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.DOWNLOAD
Mechanical Repair Coverage (MRC)MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs.DOWNLOAD

 

 

Auto Buying Service – AUTOLAND®

Auto Buying Service – AUTOLAND®

With AUTO BUYING SERVICE – AUTOLAND®, you can get started on your search for a new or used car. Your free and complete auto-buying solution for new and pre-owned cars. From first decisions to final delivery, our partners at Autoland® will help you find the perfect car, negotiate preferred pricing with all manufacturer incentives on your behalf, and even deliver the car right to your credit union. Get wherever life takes you with a new or used car from our buying center, and enjoy a better car buying experience.

Find Your Car Now

Boat, RV & Other RV Loans

Kaiperm Boat, RV & Other
Recreation Vehicle Loans

Recreational sports and travel has never been easier than with our RV, ATV and boat loans. Whether you’re looking to buy a new RV or boat, or you want to refinance your current RV, ATV or boat, our loans have low rates with an easy application and approval process. Take the plunge and improve your vacations!

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%








 

Today’s rates
RV, Campers, Trailers, Boats, Jetskis & Van Conversions Loans

Rate Effective Date: November 1, 2024

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
48 months7.75%8.25%
60 months7.75%8.25%
72 months7.95%
84 months8.15%
120 months8.35%8.60%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

 

Apply Now

Motorcycle Loans

KAIPERM Motorcycle Loans

Take to the roads with one of our motorcycle loans. Not only do we offer lower rates than big banks, but we offer financing for both new and used motorcycles. Applying is simple and quick, and before you know it, you’ll be ready to hit the open road. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%








 

Today’s rates
Motorcycle Loans

Rate Effective Date: November 1, 2024

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
12 to 48 months6.79%7.39%
60 to 72 months7.49%7.89%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

 

Apply now

Car Loans

CAR LOAN KAIPERM CU - Special Offer

KAIPERM Car Loans

Owning a car can change the way you live your life, and choosing the right car is essential to your mobility and travel opportunities. Whether you’re looking to buy something new or used or refinance your current car, you’ll enjoy features like a low annual percentage rate (APR), easy financing, and terms for up to 84 months. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%







Today’s rates
Auto Loans

Rate Effective Date: November 1, 2024

TermNew Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months6.39%6.69%
48 months6.49%6.79%
60 months6.69%6.99%
72 months6.89%7.09%
84 months7.39%7.59%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New autos are considered previous model year or newer, with 36,000 miles or less.

 

Special Promotion

Apply now

Insurance

Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.

Guaranteed Asset Protection (GAP)Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.DOWNLOAD
Mechanical Repair Coverage (MRC)MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs.DOWNLOAD

 

 

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