Save for your future with the Kaiperm Advantage Money Market Account. Competitive tiered rates to earn more interest and access to your funds when you need it.
Features
Tiered interest rates based on higher balances
$100 initial deposit to open a Kaiperm Advantage Money Market Account
Insured by the NCUA & ASI up to $1,000,000 per individual
Access your money when you need it through account transfers and personal checks
No monthly fees or minimum balance requirement to earn interest
Interest Rates apply to the entire balance, not just the amount over the tier threshold. Compounded monthly, credited monthly. Dividends are paid monthly based on average daily balance.
Calculate Your Investment
Final Balance
$
Contributions: $ | Earnings: $
$
%
$
Ready to earn more? Open a Kaiperm Advantage Money Market Account today!
A Money Market account is a type of deposit savings account with a higher earning potential than a normal savings account.
Are my funds insured?
Yes, each Kaiperm member has at least $250,000 in total coverage by the NCUA. More information can be found here.
What are the benefits of having an Advantage Money Market account?
You are able to boost your savings potential with the more money you save, while still having access to your funds when you need it.
How are the monthly earnings calculated?
Your monthly earnings are calculated based on the average daily balance.
Is there a limit to how many internal account transfers I can do?
There is no limit to how many internal account transfers you can do.
How do I order checks for my Advantage Money Market account?
If you have no changes to make, current members can reorder a box of checks by clicking here. If you are ordering checks for the first time, or have changes to make to your existing checks, or need additional assistance for anything else, please contact us at 925-939-5626.
Explore your options and drive into a healthier and greener future today! Get behind the wheel of your dream electric or hybrid car with our hassle-free auto loans. Kaiperm’s EV & Hybrid car loans offer convenience and flexibility, ensuring a smooth path to owning your desired clean-energy vehicle.
Today’s rates Electric & Hybrid Car LoansSpecial Discounted Rates
Rate Effective Date: May 1, 2025
Term
New Auto1 Fixed Rate APR* As Low As
Used Auto Fixed Rate APR* As Low As
12 to 36 months
5.69%5.44%
5.99%5.74%
48 months
5.79%5.54%
6.09%5.84%
60 months
5.99%5.74%
6.19%5.94%
72 months
6.19%5.94%
6.39%6.14%
84 months
6.69%6.44%
6.79%6.54%
* APR – – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ. 1. New autos are considered previous model year or newer, with 36,000 miles or less. 2. Rates reflect a .25% discount for qualified electric/hybrid vehicles. Loans are subject to credit and collateral qualification; other fees and conditions may apply. Rates are subject to change without notice.
FREQUENTLY ASKED QUESTIONS
Why does Kaiperm want to promote EV and Hybrid vehicles by offering a rate discount?
At Kaiperm Credit Union, we prioritize holistic well-being, including environmental health. Offering discounts on electric and hybrid vehicle loans is a part of our commitment to encouraging healthier lifestyle choices. This initiative aligns with our mission to support both personal well-being and environmental responsibility, fostering a cleaner and greener future.
What are the types of Vehicles that qualify for the discount?
Types of Hybrid and Electric Vehicles: Battery Electric Vehicles (BEVs), Plug-in Hybrid Electric Vehicles (PHEVs), Hybrid Electric Vehicles (HEVs), Fuel Cell Electric Vehicles (FCEVs)
What brands make these types of vehicles?
You will find Hybrid and Fully Electric Vehicles from the following brands: Acura, Alfa Romeo, Audi, BMW, Bentley, Cadillac, Chevrolet, Chrysler, Dodge, Fiat, Ford, Genesis, Honda, Hyundai, INFINITI, Jaguar, Jeep, Kia, Land Rover, Lexus, Lincoln, Lucid, Mazda, Mercedes-Benz, Mini, Mitsubishi, Nissan, Polestar, Porsche, Rivian, Smart, Subaru, Tesla, Toyota, VinFast, Volkswagen, Volvo.
Does my EV or Hybrid qualify for a tax credit?
As part of an initiative to incentivize vehicles with lower carbon emissions, you may be eligible for a federal tax credit on your fuel-efficient electric and hybrid vehicles. See if your vehicle qualifies at https://www.fueleconomy.gov/feg/taxevb.shtml
Insurance
Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.
Guaranteed Asset Protection (GAP)
Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.
With AUTO BUYING SERVICE – AUTOLAND®, you can get started on your search for a new or used car. Your free and complete auto-buying solution for new and pre-owned cars. From first decisions to final delivery, our partners at Autoland® will help you find the perfect car, negotiate preferred pricing with all manufacturer incentives on your behalf, and even deliver the car right to your credit union. Get wherever life takes you with a new or used car from our buying center, and enjoy a better car buying experience.
Research millions of vehicles in inventory
Save time and money with credit union pre-approval
Recreational sports and travel has never been easier than with our RV, ATV and boat loans. Whether you’re looking to buy a new RV or boat, or you want to refinance your current RV, ATV or boat, our loans have low rates with an easy application and approval process. Take the plunge and improve your vacations!
Take to the roads with one of our motorcycle loans. Not only do we offer lower rates than big banks, but we offer financing for both new and used motorcycles. Applying is simple and quick, and before you know it, you’ll be ready to hit the open road. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.
Owning a car can change the way you live your life, and choosing the right car is essential to your mobility and travel opportunities. Whether you’re looking to buy something new or used or refinance your current car, you’ll enjoy features like a low annual percentage rate (APR), easy financing, and terms for up to 84 months. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.
* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ. 1. New autos are considered previous model year or newer, with 36,000 miles or less.
Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.
Guaranteed Asset Protection (GAP)
Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.
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