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Car Loans

KAIPERM Car Loan

Owning a car can change the way you live your life, and choosing the right car is essential to your mobility and travel opportunities. Whether you’re looking to buy something new or used or refinance your current car, you’ll enjoy features like a low annual percentage rate (APR), easy financing, and terms for up to 84 months. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.

 

Our loans rates
Auto Loans:

TermNew Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months2.49%2.69%
48 months2.49%2.69%
60 months2.59%2.79%
72 months2.79%2.99%
84 months3.29%3.49%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.
1. New Autos are considered any auto within 3 years of current year, with 36,000 miles or less

 

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Insurance

Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.

Guaranteed Asset Protection (GAP)Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.DOWNLOAD
Mechanical Breakdown Protection (MBP)MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs.DOWNLOAD

Motorcycle Loans

KAIPERM Motorcycle Loans

Take to the roads with one of our motorcycle loans. Not only do we offer lower rates than big banks, but we offer financing for both new and used motorcycles. Applying is simple and quick, and before you know it, you’ll be ready to hit the open road. Plus, there are never any application fees or pre-payment penalties. Explore different ways to buy a car and the steps you can take to apply for a car loan.

 

Our loans rates
Motorcycle Loans:

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
12 to 48 months4.69%4.69%
60 to 72 months5.19%5.19%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

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Boat, RV & Other RV Loans

Kaiperm Boat, RV & Other
Recreation Vehicle Loans

Recreational sports and travel has never been easier than with our RV, ATV and boat loans. Whether you’re looking to buy a new RV or boat, or you want to refinance your current RV, ATV or boat, our loans have low rates with an easy application and approval process. Take the plunge and improve your vacations!

 

Our loans rates
RV, Campers, Trailers, Boats, Jetskis & Van Conversions Loans:

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
48 months5.49%5.49%
60 months5.74%5.74%
72 months6.24%
84 months6.74%
120 months7.94%6.69%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

Apply Now

Auto Buying Service – AUTOLAND®

Auto Buying Service – AUTOLAND®

With AUTO BUYING SERVICE – AUTOLAND®, you can get started on your search for a new or used car. Your free and complete auto-buying solution for new and pre-owned cars. From first decisions to final delivery, our partners at Autoland® will help you find the perfect car, negotiate preferred pricing with all manufacturer incentives on your behalf, and even deliver the car right to your credit union. Get wherever life takes you with a new or used car from our buying center, and enjoy a better car buying experience.

Find Your Car Now