Student Checking Account More Than a Checking Account
Empower Your Teens’ Financial Journey!
- No monthly account fee or minimum balance
- Visa® Debit Card for purchases compatible with Apple PayTM
- Mobile and Online Banking with individual log-in and parental monitoring
- FREE online financial courses
We prioritize our members’ financial well-being. With the Student Account, your teens will experience banking that puts their interests first, without worrying about excessive fees or unnecessary hurdles.
Rate Effective Date: July 1, 2025
Type | Initial Deposit | Annual Percentage Yield (APY) | Rate |
---|---|---|---|
Student Checking Account | $25 | 0.050% | 0.050% |

Parental Oversight
As parents, we know the importance of guidance. With Student Checking, parents can have oversight and control, allowing them to monitor and support their child’s financial journey.
Setup alerts on your accounts (click to expand)

Financial Fitness Courses
We believe in empowering young individuals with financial knowledge. That’s why we offer free online courses in financial fitness, helping your teens develop the skills they need for a successful financial future.

Help Your Teen Launch Toward Financial Success – Get $50!*
Teens are ready for takeoff! Open a Student Savings Account with a $25 deposit, and we’ll add a $50 bonus to their account within 90 days of opening. This Youth Month, help your teen enter orbit with smart saving habits that will take them far.
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000
APY* (Annual Percentage Yield) is subject to change at any time. Dividends are paid monthly based on the average daily balance.
Account will convert to a regular Kaiperm non-youth account on 18th birthday at the end of the month.
Limit 1 per minor social security number.
Explore Our Financing Products & Services
