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Routing Number: 321178446

Kids Savings KAIPERM CU

Student Checking Account

At Kaiperm, we believe in equipping young people with the necessary tools to build a strong financial foundation. That’s why we’re thrilled to introduce Student Checking, an easy-to-use, free checking account designed specifically for individuals ages 13-17.

Empower Your Teens’ Financial Journey!

  • No monthly account fee or minimum balance
  • Visa® Debit Card for purchases compatible with Apple PayTM
  • Mobile and Online Banking with individual log-in and parental monitoring
  • FREE online financial fitness courses

We prioritize our members’ financial well-being. With the Student Account, your teens will experience banking that puts their interests first, without worrying about excessive fees or unnecessary hurdles.


Rate Effective Date: June 1, 2024


Initial Deposit

Annual Percentage Yield (APY)


Student Checking Account$250.050%0.050%


Student Checking Account

Parental Oversight

As parents, we know the importance of guidance. With Student Checking, parents can have oversight and control, allowing them to monitor and support their child’s financial journey.

  • Setup alerts on your accounts (click to expand)


Student Checking Account

Financial Fitness Courses

We believe in empowering young individuals with financial knowledge. That’s why we offer free online courses in financial fitness, helping your teens develop the skills they need for a successful financial future.

Student Checking Account

Complete a course at Balance Financial Education for Teens & College Students, and we’ll add a $25 reward to their Student savings account. Fill out the linked form with child’s details, parent/guardian’s name, phone number, and certificate of completion. Encourage their educational journey today.

Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.




APY* (Annual Percentage Yield) is subject to change at any time. Dividends are paid monthly based on the average daily balance.
Account will convert to a regular Kaiperm non-youth account on 18th birthday at the end of the month.
Limit 1 per minor social security number.

Explore Our Financing Products & Services

A Safe Place for Your Money

Member deposits are now insured up to $1,000,000

Learn more

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