Share Certificates
If you want to earn a higher interest rate than you get with most savings accounts, a share certificate, also known as “certificate of deposit” are a great way to grow your savings. If you don’t need your savings account for a fixed amount of time, keep the money in your account and watch your savings grow! The returns are guaranteed, and they typically earn a better annual percentage yield than a savings or checking account. When you commit to keep your money invested for a certain amount of time (6 to 60 months), you may face a penalty for early withdrawal, but you can earn higher interest if your money is invested for a set amount of time.
- Minimum deposit of $500
- Term options from 3 months to 60 months
- Higher rates than a Savings account
- Safe and secure investment
- Watch your money grow
MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000
Open a certificate account
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Certificates
Rate Effective Date: March 1, 2024
Term | Minimum Balance | Annual Percentage Yield (APY) | Rate |
---|---|---|---|
3 months* | $500 | 4.001% | 3.929% |
6 months* | $500 | 4.450% | 4.362% |
12 months | $500 | 5.000% | 4.889% |
18 months | $500 | 4.500% | 4.410% |
24 months | $500 | 4.250% | 4.169% |
36 months | $500 | 4.001% | 3.929% |
48 months | $500 | 4.001% | 3.929% |
60 months | $500 | 3.850% | 3.784% |
Save to Win Certificate 12 months** | $25 | 4.750% | 4.650% |
*Not available for IRA Share Certificates
+ Personal Accounts only. +See Provision 8 for details about the Thrive Rewards Checking account
**See Provision 9 for Save to Win details or visit us online at: Save to Win
Open a certificate account