Share CertificateEarn a Higher Return Than Traditional Savings Accounts

Share Certificates

If you want to earn a higher interest rate than you get with most savings accounts, a share certificates, also known as “certificates of deposit” are a great way to grow your savings. If you don’t need your savings account for a fixed amount of time, keep the money in your account and watch your savings grow! The returns are guaranteed, and they typically earn a better annual percentage yield than a savings or checking account. When you commit to keep your money invested for a certain amount of time (6 to 60 months), you may face a penalty for early withdrawal, but you can earn higher interest if your money is invested for a set amount of time.

  • Minimum deposit of $500
  • Term options from 3 months to 60 months
  • Higher rates than a Savings account
  • Safe and secure investment
  • Watch your money grow


Term in MonthsMinimum BalanceAnnual Percentage Yield (APY)Rate
Save to Win Certificate
12 months**

*Not available for IRA Share Certificates
+ Personal Accounts only. +See Provision 8 for details about the Thrive Rewards Checking account
**See Provision 9 for Save to Win details or visit us online at: Save to Win




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A Safe Place for Your Money

A Safe Place for Your Money

Kaiperm members can find comfort in knowing that no matter the size of your deposit, every dollar is safe, secure and 100% insured by the NCUA, up to $250,000. We're here to keep your assets safe as they grow.

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