KAIPERM Share Secured LoansLooking to build your credit?
A Shared Secured Loan uses funds from your savings account as collateral, which allows us to offer you a lower interest rate while you earn dividends on your savings account balance. Enjoy low Monthly payments, extended terms up to 10 years and no fees or pre-payment penalties. Pay off existing high-rate debt, make purchases for household needs and more.
- Build or repair your credit history
- Low, fixed rate
- Easy application process
- Borrow against the funds in your credit union Savings Account(s)
- No prepayment penalties or hidden fees
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Loan Payment
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Today’s rates
Share Secured Loans
Rate Effective Date: May 1, 2025
| Type | APR* As Low As | Description |
|---|---|---|
| Secured by your Kaiperm Savings Account | 3.25% + Savings Dividend Rate | View current deposit rates |
| Secured by your Kaiperm Certificate | 3.00% + Certificate Rate | View current deposit rates |
* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
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