Share Secured Loans - Kaiperm Credit Union

KAIPERM Share Secured Loans

A Shared Secured Loan uses funds from your savings account as collateral, which allows us to offer you a lower interest rate while you earn dividends on your savings account balance. Enjoy low monthly payments, extended terms up to 12 years and no fees or pre-payment penalties. Pay off existing high-rate debt, make purchases for household needs and more.

Build or repair your credit history
Low, fixed rate
Easy application process
Borrow against the funds in your credit union Savings Account(s)
No prepayment penalties or hidden fees

Enter your Principal, Interest Rate, and Number of Years then click the “Calculate” button to see your estimated monthly payment.

Loan Amount:

Interes Rates APR:

Length of Loan

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Your Estimated Monthly Loan Payment Is:

The information provided by this calculators is intended for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. This is an estimate only, your actual payment may vary. Be sure to consult a financial professional prior to relying on the results.

Today’s rates
Share Secured Loans

Rate Effective Date: Mar 1, 2023

Type	APR^* As Low As	Description
Secured by your Kaiperm Savings Account	3.25% + Savings Dividend Rate	View current deposit rates
Secured by your Kaiperm Certificate	3.00% + Certificate Rate	View current deposit rates

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

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