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Routing Number: 321178446

KAIPERM Personal LoansFinancing on your terms, for your needs

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KAIPERM Personal Loans

Life is full of surprises, and sometimes those surprises can be expensive. Whether you need a loan to pay an unexpected vet bill, to consolidate high interest credit card debt, or to cover any other large expense, our personal loans will give you peace of mind. Our personal loans also have low interest rates and fixed payments for your convenience.

  • Borrow up to $10,000
  • Terms up to 60 months
  • Easy application process
  • Fixed rates
  • No prepayment penalties or hidden fees
  • Direct Deposit and Payroll Deduction available for easy recurring payments


Loan Payment

Monthly Payment


Semi-monthly: $    |   Bi-weekly: $




Today’s rates
Fixed Rate Personal Loans

Rate Effective Date: September 1, 2023

TermAPR* As Low As
up to 24 months8.49%
24 to 36 months8.59%
37 to 48 months8.79%
49 to 60 months9.09%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.


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A Safe Place for Your Money

A Safe Place for Your Money

Find comfort in knowing that deposits at Kaiperm Credit Union are automatically protected up to $1,000,000

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