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Mortgage Loans

KAIPERM Mortgage Loans

When you work with our highly trained mortgage partners and personnel, you’re benefiting from all of their years of experience to find the right loan and to make the process easier than ever. The better you understand the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. Our partners at CU Lending (NMLS# 737327) will be able to help you move into your new home or refinance your existing property quicker and easier than any other lender.

 

Today’s rates
1st Mortgages Loans

Rate Effective Date: Mar 1, 2023

Term
10-30 yearsFixed and variable rates availableClick Here to Learn More

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

Current Rates Get Started Today

Home Equity Line of Credit (HELOC)

Kaiperm Home Equity Line
of Credit (HELOC)

A Home Equity Line of Credit allows you to leverage the equity of your home for a wide variety of reasons, from home renovations to college tuition and more. Borrow up to 75% of your home’s value¹. You can continually borrow money from your HELOC, and draw on the funds as you need them.

 

Today’s rates
Variable Rate Home Equity Loans

Rate Effective Date: Mar 1, 2023

TermVariable Rate APR3
10 year draw and 15 year payback7.75%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

3. This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

Ready to apply for a loan?
Here’s what you’ll need:

 

 

Apply Now

Home Equity Loans (2nd Mortgages)

Kaiperm Home Equity Loans
(2nd Mortgages)

A fixed rate 2nd Mortgage loan is ideal for when you know exactly how much you want to borrow. You will receive your funds in a lump sum, with the convenience of a low, fixed rate and fixed payment amount. Borrow up to 75% of your home’s value¹.

 

Today’s rates
2nd Mortgages Loans

Rate Effective Date: Mar 1, 2023

TermFixed Rate APR
5 years7.00%
10 years7.25%
15 years7.50%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

Ready to apply for a loan?
Here’s what you’ll need:

 

Contact Us

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