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Today's Rates

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Auto Loans

Rate Effective Date: December 1, 2023

TermNew Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months6.49%6.79%
48 months6.49%6.79%
60 months6.49%6.79%
72 months6.99%7.29%
84 months7.49%7.79%

 

Motorcycles

Rate Effective Date: December 1, 2023

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
12 to 48 months6.79%7.39%
60 to 72 months7.49%7.89%

 

RV, Campers, Trailers, Boats, Jetskis & Van Conversions

Rate Effective Date: December 1, 2023

TermNew – Fixed Rate
APR* As Low As
Used – Fixed Rate
APR* As Low As
48 months7.49%7.99%
60 months7.49%7.99%
72 months7.69%
84 months7.89%
120 months8.19%8.49%

 

1st Mortgages

Rate Effective Date: December 1, 2023

Term
10-30 yearsFixed and variable rates availableClick Here to Learn More

 

Variable Rate Home Equity Loans

Rate Effective Date: December 1, 2023

TermVariable Rate APR3
10 year draw and 15 year payback8.50%

 

2nd Mortgages

Rate Effective Date: December 1, 2023

TermRate APR*
5 years7.50%
10 years7.75%
15 years8.00%

 

Fixed Rate Personal Loan

Rate Effective Date: December 1, 2023

TermAPR* As Low As
up to 24 months8.99%
24 to 36 months9.09%
37 to 48 months9.29%
49 to 60 months9.59%

 

Share Secured Loans

Rate Effective Date: December 1, 2023

TypeAPR* As Low AsDescription
Secured by your Kaiperm Savings Account3.25% + Savings Dividend RateView current deposit rates
Secured by your Kaiperm Certificate3.00% + Certificate RateView current deposit rates

 

Variable Rate Credit Card (Visa)

Rate Effective Date: December 1, 2023

TypeAnnual FeeVariable Rate APR3
Cash Back – Annual Fee$12.0016.13%
Cash Back – No Annual FeeNone17.36%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New autos are considered 2021 model year or newer, with 36,000 miles or less
2. Includes classic cars, ATVs, boats, and RVs.
3. This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

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