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Auto Loans

Rate Effective Date: April 1, 2024

Term	New Auto1 Fixed Rate APR* As Low As	Used Auto Fixed Rate APR* As Low As
12 to 36 months	6.49%	6.79%
48 months	6.49%	6.79%
60 months	6.49%	6.79%
72 months	6.99%	7.29%
84 months	7.49%	7.79%

 

Motorcycles

Rate Effective Date: April 1, 2024

Term	New – Fixed Rate APR* As Low As	Used – Fixed Rate APR* As Low As
12 to 48 months	6.79%	7.39%
60 to 72 months	7.49%	7.89%

 

RV, Campers, Trailers, Boats, Jetskis & Van Conversions

Rate Effective Date: April 1, 2024

Term	New – Fixed Rate APR* As Low As	Used – Fixed Rate APR* As Low As
48 months	7.75%	8.25%
60 months	7.75%	8.25%
72 months	7.95%	–
84 months	8.15%	–
120 months	8.35%	8.60%

 

1st Mortgages

Rate Effective Date: April 1, 2024

Term
10-30 years	Fixed and variable rates available	Click Here to Learn More

 

Variable Rate Home Equity Loans

Rate Effective Date: April 1, 2024

Term	Variable Rate APR*
10 year draw and 15 year payback	8.50%

 

2nd Mortgages

Rate Effective Date: April 1, 2024

Term	Rate APR*
5 years	7.50%
10 years	7.75%
15 years	8.00%

 

Fixed Rate Personal Loan

Rate Effective Date: April 1, 2024

Term	APR* As Low As
up to 24 months	8.99%
24 to 36 months	9.09%
37 to 48 months	9.29%
49 to 60 months	9.59%

 

Share Secured Loans

Rate Effective Date: April 1, 2024

Type	APR* As Low As	Description
Secured by your Kaiperm Savings Account	3.25% + Savings Dividend Rate	View current deposit rates
Secured by your Kaiperm Certificate	3.00% + Certificate Rate	View current deposit rates

 

Variable Rate Credit Card (Visa)

Rate Effective Date: April 1, 2024

Type	Annual Fee	Variable Rate APR*
Cash Back – Annual Fee	$12.00	16.09%
Cash Back – No Annual Fee	None	17.32%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New autos are considered 2021 model year or newer, with 36,000 miles or less

 

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