Electric & Hybrid Car Loans
Get behind the wheel of your dream electric or hybrid car with our hassle-free auto loans. Whether it’s a Tesla, Rivian, Polestar, Volvo, BMW, or any other EV or hybrid, we’ve got you covered. Kaiperm’s EV & hybrid car loans offer convenience and flexibility, ensuring a smooth path to owning your desired clean-energy vehicle. Explore our options and drive into a greener future today!
- Up to 100% financing
- New and used cars
- Competitive rates
- No loan application fees
- Guaranteed Asset Protection (GAP)
How to apply
All You need is the road ahead.
Get your questions answered in real-time. Look for the Chat Icon to appear at the bottom right corner of the page.
Please do not send sensitive personal information (SSN, Account Numbers, etc.) over email as it not secure.
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Loan Payment
Monthly Payment
Semi-monthly: $ | Bi-weekly: $
Our loans rates
Auto Loans
Rate Effective Date: September 1, 2023
| Term | New Auto1 Fixed Rate APR* As Low As | Used Auto Fixed Rate APR* As Low As |
|---|---|---|
| 12 to 36 months | 5.99% | 6.29% |
| 48 months | 5.99% | 6.29% |
| 60 months | 5.99% | 6.29% |
| 72 months | 6.49% | 6.79% |
| 84 months | 6.99% | 7.29% |
* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.
1. New Autos are considered any auto within 3 years of current year, with 36,000 miles or less
Insurance
Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.
| Guaranteed Asset Protection (GAP) | Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident. | DOWNLOAD |
| Mechanical Repair Coverage (MRC) | MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs. | DOWNLOAD |
Explore Our Financing Products & Services
Auto Buying Service – AUTOLAND®
A Safe Place for Your Money
Find comfort in knowing that deposits at Kaiperm Credit Union are automatically protected up to $1,000,000