Electric & Hybrid Car Loans
Explore your options and drive into a healthier and greener future today! Get behind the wheel of your dream electric or hybrid car with our hassle-free auto loans. Kaiperm’s EV & Hybrid car loans offer convenience and flexibility, ensuring a smooth path to owning your desired clean-energy vehicle.
- Easy online application process
- Choose your ideal loan term
- 0.25%2 APR rate discount
- Fast funding
- Approvals good for 30 days
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Loan Payment
Monthly Payment
Semi-monthly: $ | Bi-weekly: $
Today’s rates
Electric & Hybrid Car LoansSpecial Discounted Rates
Rate Effective Date: April 1, 2025
| Term | New Auto1 Fixed Rate APR* As Low As | Used Auto Fixed Rate APR* As Low As |
|---|---|---|
| 12 to 36 months | 5.69%5.44% | 5.99%5.74% |
| 48 months | 5.79%5.54% | 6.09%5.84% |
| 60 months | 5.99%5.74% | 6.19%5.94% |
| 72 months | 6.19%5.94% | 6.39%6.14% |
| 84 months | 6.69%6.44% | 6.79%6.54% |
* APR – – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New autos are considered previous model year or newer, with 36,000 miles or less.
2. Rates reflect a .25% discount for qualified electric/hybrid vehicles. Loans are subject to credit and collateral qualification; other fees and conditions may apply. Rates are subject to change without notice.
FREQUENTLY ASKED QUESTIONS
Why does Kaiperm want to promote EV and Hybrid vehicles by offering a rate discount?
At Kaiperm Credit Union, we prioritize holistic well-being, including environmental health. Offering discounts on electric and hybrid vehicle loans is a part of our commitment to encouraging healthier lifestyle choices. This initiative aligns with our mission to support both personal well-being and environmental responsibility, fostering a cleaner and greener future.
What are the types of Vehicles that qualify for the discount?
Types of Hybrid and Electric Vehicles: Battery Electric Vehicles (BEVs), Plug-in Hybrid Electric Vehicles (PHEVs), Hybrid Electric Vehicles (HEVs), Fuel Cell Electric Vehicles (FCEVs)
What brands make these types of vehicles?
You will find Hybrid and Fully Electric Vehicles from the following brands: Acura, Alfa Romeo, Audi, BMW, Bentley, Cadillac, Chevrolet, Chrysler, Dodge, Fiat, Ford, Genesis, Honda, Hyundai, INFINITI, Jaguar, Jeep, Kia, Land Rover, Lexus, Lincoln, Lucid, Mazda, Mercedes-Benz, Mini, Mitsubishi, Nissan, Polestar, Porsche, Rivian, Smart, Subaru, Tesla, Toyota, VinFast, Volkswagen, Volvo.
Does my EV or Hybrid qualify for a tax credit?
As part of an initiative to incentivize vehicles with lower carbon emissions, you may be eligible for a federal tax credit on your fuel-efficient electric and hybrid vehicles. See if your vehicle qualifies at https://www.fueleconomy.gov/feg/taxevb.shtml
Insurance
Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.
| Guaranteed Asset Protection (GAP) | Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident. | DOWNLOAD |
| Mechanical Repair Coverage (MRC) | MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs. | DOWNLOAD |
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