Join Us or Call/Text:
(925) 939-5626
Routing Number: 321178446

Kaiperm Home Equity Loans
(2nd Mortgages)Unlock the Potential of Your Home

Kaiperm Home Equity Loans
(2nd Mortgages)

A fixed rate 2nd Mortgage loan is ideal for when you know exactly how much you want to borrow. You will receive your funds in a lump sum, with the convenience of a low, fixed rate and fixed payment amount. Borrow up to 75% of your home’s value, less any first mortgage balance.

  • Primary residence must be located in California
  • Easy and speedy application process
  • Fixed rate
  • Terms up to 180 months
  • Maximum loan amount of $300,000
    for higher amounts please contact us at loans@kaipermcu.org


Today’s rates
2nd Mortgages Loans

Rate Effective Date: May 1, 2023

TermRate APR*
5 years7.50%
10 years7.75%
15 years8.00%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.


Ready to apply for a loan?
Here’s what you’ll need:


Contact Us

Explore Our Financing Products & Services

A Safe Place for Your Money

A Safe Place for Your Money

Find comfort in knowing that deposits at Kaiperm Credit Union are automatically protected up to $1,000,000

Learn more

Skip to content