The Youth are the future and we believe in empowering young minds to become financially savvy individuals. The Pup Account is designed exclusively for children up to the age of 12. We understand the importance of fostering healthy financial habits from an early age. With the Pup Account, your children will learn the value of saving, responsible spending, and setting goals for their future.
Open your child a Pup Account today!
Kaiperm Pup Account
(age 0-12) comes with:
- Kaiperm drawstring backpack
- Pup certificates
- Higher dividend rate
- No maintenance fees
Reward Your Kid’s Financial Growth
Download our coloring page and let your child's imagination soar. Once they've finished their artwork, fill out the form linked below with the child's information and the parent/guardian's name and phone number. Upload the completed coloring page, and they'll receive a $25 prize added to their youth savings account. Start the creative journey today!
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000
Rate Effective Date: April 1, 2024
Kaiperm Pup Account | |
|---|---|
| Age qualification | 0-12 years old1, 2 |
| Included Savings Account5 | 0.5% APY4 on the first $10,0003 Minimum Opening Deposit $25 |
| High-Yield Certificate Account5 | 12-month Pup Certificate earns 7.00% APY, with unlimited add-ons up to $500 maximum balance |
| Account ownership | The minor is the Primary owner of funds and the Joint Owner (ex. Parent/Legal Guardian) controls the account |
| Minimum opening deposit | $25 |
| Federally insured by the NCUA |  |
1, 2 Account will convert to Kaiperm Student account on 13th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
5 Limit 1 per minor social security number.
*Based on monthly deposit of $40 on the first of each month and example of calculation based on 7.00% APY for 12 months, compounded monthly.
Dividends are paid monthly based on average daily balance.
Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/
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