Join Us or Call/Text:
(925) 939-5626
Routing Number: 321178446

Kids SavingsMore than a Savings Account

Open a Kids Savings Account

Kids Savings KAIPERM CU
Kids Savings KAIPERM CU

The Youth are the future and we believe in empowering young minds to become financially savvy individuals. The Pup Account is designed exclusively for children up to the age of 12. We understand the importance of fostering healthy financial habits from an early age. With the Pup Account, your children will learn the value of saving, responsible spending, and setting goals for their future.


Open your child a Pup Account today!


More Than a Savings Account - Kaiperm Pup Account (age 0-13)

Kaiperm Pup Account
(age 0-12) comes with:

  • Kaiperm drawstring backpack
  • Pup certificates
  • Higher dividend rate
  • No maintenance fees


Reward Your Teen’s Financial Growth - Kaiperm

Download our coloring page and let your child's imagination soar. Once they've finished their artwork, fill out the form linked below with the child's information and the parent/guardian's name and phone number. Upload the completed coloring page, and they'll receive a $25 prize added to their youth savings account. Start the creative journey today!

Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.





Rate Effective Date: April 1, 2024


Kaiperm Pup Account

Open now

Age qualification0-12 years old1, 2
Included Savings Account50.5% APY4 on the first $10,0003
Minimum Opening Deposit $25
High-Yield Certificate Account512-month Pup Certificate earns 7.00% APY, with unlimited add-ons up to $500 maximum balance
Account ownershipThe minor is the Primary owner of funds and the Joint Owner (ex. Parent/Legal Guardian) controls the account
Minimum opening deposit$25
Federally insured by the
More Than a Savings Account

your investment

Final Balance


Contributions: $    |   Earnings: $




Open now

1, 2 Account will convert to Kaiperm Student account on 13th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
5 Limit 1 per minor social security number.
*Based on monthly deposit of $40 on the first of each month and example of calculation based on 7.00% APY for 12 months, compounded monthly.
Dividends are paid monthly based on average daily balance.

Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/

Explore Our Financing Products & Services

A Safe Place for Your Money

Member deposits are now insured up to $1,000,000

Learn more

Skip to content