Kids Savings Celebrate National Credit Union Youth Month
The Youth are the future and we believe in empowering young minds to become financially savvy individuals. The Pup Account is designed exclusively for children up to the age of 12. We understand the importance of fostering healthy financial habits from an early age. With the Pup Account, your children will learn the value of saving, responsible spending, and setting goals for their future.
Open your child a Pup Account today!

Kaiperm Pup Account
(age 0-12) comes with:
- Kaiperm drawstring backpack
- Pup certificates
- Higher dividend rate
- No maintenance fees

Launch Your Little One’s Savings Journey and Get $50!*
Your child’s adventure into the universe of smart saving starts now! Open a Pup Savings Account with just a $25 initial deposit, and we’ll reward your young explorer with a $50 bonus within 90 days of account opening. This April, celebrate National Credit Union Youth Month by giving your child a head start that’s truly out of this world.
Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $50 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.
MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000
Rate Effective Date: April 1, 2025
Kaiperm Pup Account | |
---|---|
Age qualification | 0-12 years old1, 2 |
Included Savings Account5 | 0.5% APY4 on the first $10,0003 Minimum Opening Deposit $25 |
High-Yield Certificate Account5 | 12-month Pup Certificate earns 7.00% APY, with unlimited add-ons up to $500 maximum balance |
Account ownership | The minor is the Primary owner of funds and the Joint Owner (ex. Parent/Legal Guardian) controls the account |
Minimum opening deposit | $25 |
Federally insured by the NCUA | ![]() |
1, 2 Account will convert to Kaiperm Student account on 13th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
*Offer subject to change without notice. Cannot be combined with any other new member offers. Youth Account bonus awarded to new Youth Account members when opening the account either online, in-person (at a branch or onsite). Account must remain open and in good standing for 60 days. Bonus to be deposited to account within 90 days of account opening. Membership eligibility required. $25 opening deposit required.
Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/
Explore Our Financing Products & Services
