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Personal Loans

KAIPERM Personal Loans

Life is full of surprises, and sometimes those surprises can be expensive. Whether you need a loan to pay an unexpected vet bill, to consolidate high interest credit card debt, or to cover any other large expense, our personal loans will give you peace of mind. Our personal loans also have low interest rates and fixed payments for your convenience.

 

Enter your Principal, Interest Rate, and Number of Years then click the “Calculate” button to see your estimated monthly payment.





Your Estimated Monthly Loan Payment Is:

The information provided by this calculators is intended for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. This is an estimate only, your actual payment may vary. Be sure to consult a financial professional prior to relying on the results.


 

Today’s rates
Fixed Rate Personal Loans

Rate Effective Date: Jan 1, 2023

TermAPR* As Low As
up to 24 months7.99%
24 to 36 months8.09%
37 to 48 months8.39%
49 to 60 months8.69%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

Start Your Application

Share Secured Loans

KAIPERM Share Secured Loans

A Shared Secured Loan uses funds from your savings account as collateral, which allows us to offer you a lower interest rate while you earn dividends on your savings account balance. Enjoy low monthly payments, extended terms up to 12 years and no fees or pre-payment penalties. Pay off existing high-rate debt, make purchases for household needs and more.

 

Enter your Principal, Interest Rate, and Number of Years then click the “Calculate” button to see your estimated monthly payment.





Your Estimated Monthly Loan Payment Is:

The information provided by this calculators is intended for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. This is an estimate only, your actual payment may vary. Be sure to consult a financial professional prior to relying on the results.


 

Today’s rates
Share Secured Loans

Rate Effective Date: Jan 1, 2023

TypeAPR* As Low AsDescription
Secured by your Kaiperm Savings Account3.25% + Savings Dividend RateView current deposit rates
Secured by your Kaiperm Certificate3.00% + Certificate RateView current deposit rates

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

Start Your Application

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