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Personal Loans

KAIPERM Personal Loans

Life is full of surprises, and sometimes those surprises can be expensive. Whether you need a loan to pay an unexpected vet bill, to consolidate high interest credit card debt, or to cover any other large expense, our personal loans will give you peace of mind. Our personal loans also have low interest rates and fixed payments for your convenience.

 

Our loans rates
Fixed Rate Personal Loans:

TermAPR* As Low As
up to 24 months5.49%
24 to 36 months5.99%
37 to 48 months6.99%
49 to 60 months7.99%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

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Personal Line of Credit

KAIPERM Personal Line of Credit

A personal line of credit gives you the flexibility to access cash instantly and interest is only accumulated when you have a balance on your credit line. Establishing a line of credit is like having a pre-approved loan waiting for you whenever you need it. Only pay interest on what is used, when you use it. And get the dedicated service of your credit union — with the interest you pay being reinvested right back into your community.

Share Secured Loans

KAIPERM Share Secured Loans

A Shared Secured Loan uses funds from your savings account as collateral, which allows us to offer you a lower interest rate while you earn dividends on your savings account balance. Enjoy low monthly payments, extended terms up to 12 years and no fees or pre-payment penalties. Pay off existing high-rate debt, make purchases for household needs and more.

 

Our loans rates
Share Secured Loans:

TypeAPR* As Low AsDescription
Secured by your Kaiperm Savings Account3.25% + Savings Dividend RateView current deposit rates
Secured by your Kaiperm Certificate3.00% + Certificate RateView current deposit rates

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.

 

Start Your Application