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KAIPERM Savings Accounts

When you watch your savings grow, you’re watching your financial future. With special features to help you meet your unique goals even faster, such as higher interest rates, no monthly fees, and low opening deposits, it’s never been easier to lock down your financial goals and plan for your future.

My Goal Saving Accounts

My Goal Saving Accounts

We like to think of them as “digital envelopes”. Whether your goal is to save up for a dream vacation save for your holiday shopping list, or to have a “Treat-yourself-and-not-feel-guilty-about-it” fund, a secondary savings account will make budgeting for any occasion easier than ever! Create as many additional “Club” Savings Accounts as you need – and you can name them whatever you want!

Share Certificates

Share Certificates

If you want to earn a higher interest rate than you get with most savings accounts, a share certificates, also known as “certificates of deposit” are a great way to grow your savings. If you don’t need your savings account for a fixed amount of time, keep the money in your account and watch your savings grow! The returns are guaranteed, and they typically earn a better annual percentage yield than a savings or checking account. When you commit to keep your money invested for a certain amount of time (6 to 60 months), you may face a penalty for early withdrawal, but you can earn higher interest if your money is invested for a set amount of time.




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Individual Retirement
Accounts (IRAs)

Whether you want to travel the world or spend your golden years at home with your family, it takes planning for a comfortable retirement. When you open, move or roll over your IRA with us, you’re putting your nest egg in a secure place where it will continue to grow tax-free.

Traditional IRA

A Traditional Investment Retirement Account (IRA) is an excellent means of saving for retirement with tax benefits that help you accumulate your savings faster. Your contributions are made up to a specified limit per year and these are good investments before and after you retire.

Good to know:

Certain penalties apply for early withdrawal of funds. See fee schedule and disclosure for complete details

Roth IRA

A Roth Investment Retirement Account (IRA) is a tax-advantaged savings vehicle for retirement. The Roth IRA is funded with post-tax contributions and offers you more access and more flexibility to your money. As long as you have met the 5 year holding period, which begins with the tax year for which your first contribution is made, your Roth IRA earnings can be withdrawn tax-free and penalty free for specific distribution reasons.

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