Financial Services Professional
Protecting what you’ve worked hard to accumulate and save should be a top priority for you and your family. Kaiperm is working with Tony Delumen, a financial planner with MassMutual Northern California, to assist our members in protecting their assets and savings and understand the laws in place designed to shield your assets in the case of a civil lawsuit, divorce, or bankruptcy.
Mr. Delumen’s experience with asset protection benefits all of our members, regardless of your income level or the amount you have saved in one of our accounts. If you have concerns regarding your assets and the measures you can take to protect them, he is here to answer your questions and offer guidance to ensure the security of what you have accrued.

Tony Delumen, CLTC
Financial Services Professional
MassMutual Northern California
CA Insurance Lic. #0D47382
Book Appointment with Tony Delumen
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Investments and/or insurance products offered * ARE NOT insured by the FDIC or any other federal government agency ARE NOT bank deposits or other obligations of or guaranteed by the bank ARE subject to investment risks, including the possible loss of principal amount invested.
NOT A BANK OR CREDIT UNION DEPOSIT OR OBLIGATION NOT FDIC OR NCUA-INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT GUARANTEED BY ANY BANK OR CREDIT UNION MAY GO DOWN IN VALUE
Tony Delumen is licensed in the following states:
AR, AK, AZ, CA, CO, FL, GA, IA, ID, IL, KS, KY, MA, MI, NC, ND, NV, NY, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV.
Insurance Lic. #OD47382. Domiciled in CA.
Tony Delumen is registered to offer securities in the following states:
AR, AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, MN, MT, NC, ND, NE, NH, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV.
State of Domicile: CA
Products and services offered through Kaiperm Financial Group or MML Investors Services. Tony Delumen is a qualified registered representative of and offers securities, investment and financial advisory services, through MML Investors Services, LLC, Member of SIPC (www.sipc.org). Supervisory office: 3003 Oak Road, Suite 250 Walnut Creek, CA 94597. 925-979-2300. Kaiperm Federal Credit Union and Kaiperm Financial Group are not subsidiaries or affiliates of MML Investors Services, LLC or its affiliated companies. CRN202510-3254493
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A Safe Place for Your Money
Find comfort in knowing that deposits at Kaiperm Credit Union are automatically protected up to $1,000,000