Financial Services Professional

Financial Services Professional

Protecting what you’ve worked hard to accumulate and save should be a top priority for you and your family. Kaiperm is working with Tony Delumen, a financial planner with MassMutual Northern California, to assist our members in protecting their assets and savings and understand the strategies designed to shield your assets from a civil lawsuit, divorce, or bankruptcy.

Mr. Delumen’s experience with asset protection benefits all of our members, regardless of your income level or the amount you have saved in one of our accounts. If you have concerns regarding your assets and the measures you can take to protect them, he is here to answer your questions and offer guidance to ensure the security of what you have accrued.

Tony Delumen, CLTC

Financial Services Professional
MassMutual Northern California
CA Insurance Lic. #0D47382
CRN202606-4497560

Book Appointment with Tony Delumen

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Neither MassMutual Northern California nor Tony Delumen are authorized to provide legal advice or services. Consult qualified legal counsel for such advice.

NOT NCUA-INSURED * NOT A CREDIT UNION DEPOSIT OR OBLIGATION * NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY * NOT A CREDIT UNION GUARANTEED * MAY GO DOWN IN VALUE

Tony Delumen is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). OSJ Office: 3003 Oak Road, Suite 250, Walnut Creek, CA 94597 (925) 979-2300. CA insurance Lic. # OD47382. Domiciled in CA. Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies.

I am licensed to sell Insurance products in AR, AK, AZ, CA, CO, FL, GA, IA, ID, IL, KS, KY, MA, MI, NC, ND, NV, NY, OR, PA, RI, SC, TN, TX, VA, WA, WI, WV. I am licensed to sell Securities products in AR, AZ, CA, CO, FL, GA, HI, IA, ID, IL, KY, MA, MN, MT, NC, ND, NE, NH, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV.

Kaiperm Credit Union receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, Kaiperm Credit Union has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, Kaiperm Credit Union will receive 17.5% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, Kaiperm Credit Union will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, Kaiperm Credit Union will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Kaiperm Credit Union is not a subsidiary of or affiliate of MML Investors Services, LLC or its affiliated companies. Kaiperm Credit Union is not a current client of MMLIS.