Deposit Rates
Today’s Current Rates
Saving & Checking
| Type | Minimum Balance | Annual Percentage Yield (APY) | Rate |
|---|---|---|---|
| Dividend Savings | $25 | 0.100% | 0.100% |
| Dividend Club | $25 | 0.100% | 0.100% |
| Dividend Checking | $25 | 0.050% | 0.050% |
| Thrive Rewards Checking | $50 | 2.000% on first $10,000 0.250% on balances above $10,000 (When qualifications are met) | 1.982% on first $10,000 0.250% on balances above $10,000 (When qualifications are met) |
| Roth IRA | $10 | 0.100% | 0.100% |
| Coverdell Educational Savings Accumulator | $10 | 0.100% | 0.100% |
Certificates:
| Term in Months | Minimum Balance | Annual Percentage Yield (APY) | Rate |
|---|---|---|---|
| 3* | $500 | 0.150% | 0.150% |
| 6* | $500 | 0.300% | 0.300% |
| 12 | $500 | 0.600% | 0.598% |
| 18 | $500 | 0.650% | 0.648% |
| 24 | $500 | 0.700% | 0.698% |
| 36 | $500 | 0.800% | 0.797% |
| 48 | $500 | 0.900% | 0.896% |
| 60 | $500 | 1.000% | 0.995% |
| Save to Win Certificate 12 months** | $25 | 0.600% | 0.598% |
*Not available for IRA Share Certificates
+ Personal Accounts only. +See Provision 8 for details about the Thrive Rewards Checking account
**See Provision 9 for Save to Win details or visit us online at: kaipermcu.org/accounts/save-to-win/
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A Safe Place for Your Money
Kaiperm members can find comfort in knowing that no matter the size of your deposit, every dollar is safe, secure and 100% insured by the NCUA, up to $250,000. We're here to keep your assets safe as they grow.