Locations

Join Us or Call/Text:
(925) 939-5626
Routing Number: 321178446

Currently Viewing Posts Tagged Youth Accounts

Student Savings

Student Savings Account KAIPERM CU
Student Savings Account KAIPERM CU
 

Teens are ready for takeoff. Open a Student Savings Account with a $25 deposit. Help your teen build smart financial habits that will take them far, all before the first bell rings.

 

Open a Student Account today!

 

More Than a Savings Account - Kaiperm Student Accounts (age 13-17)

Kaiperm Student Saving Account
(age 13-17) comes with:

 

Reward Your Teen’s Financial Growth - Kaiperm

Teens are ready for takeoff! Open a Student Savings Account with a $25 deposit. This Youth Month, help your teen enter orbit with smart saving habits that will take them far.




Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $50 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

 


 

MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

 

 

Rate Effective Date: September 1, 2025

 

Kaiperm Student Account

Open now

Age qualification13-17 years old1, 2
Included Savings Account50.5% APY4 on the first $10,0003 Minimum Opening Deposit $25
High-Yield Certificate Account512-month Student Certificate earns 7.00% APY, with unlimited add-ons up to $1,000 maximum balance
Youth Checking Account5Available.
Daily Limits and alerts can also be setup.
Visa® Debit CardFree and accepted at over 23 million locations worldwide
Account ownershipMinor and Joint Owner share controls
Minimum opening deposit$25
Federally insured by the
NCUA
More Than a Savings Account

Calculate
your investment

Final Balance

$

Contributions: $    |   Earnings: $

$

%

 

Open now


1, 2 Account will convert to a regular Kaiperm account on 18th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
*Offer subject to change without notice. Cannot be combined with any other new member offers. Youth Account bonus awarded to new Youth Account members when opening the account either online, in-person (at a branch or onsite). Account must remain open and in good standing for 60 days. Bonus to be deposited to account within 90 days of account opening. Membership eligibility required. $25 opening deposit required.

Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/

Kids Savings

Kids Savings Account KAIPERM CU
 

Your child’s adventure into the universe of smart saving starts now. Open a Pup Savings Account with just a $25 initial deposit. Give your child a head start that is truly out of this world, just in time for a new school year.

 

Open your child a Pup Account today!

 

More Than a Savings Account - Kaiperm Pup Account (age 0-13)

Kaiperm Pup Account
(age 0-12) comes with:

  • Kaiperm drawstring backpack
  • Pup certificates
  • Higher dividend rate
  • No maintenance fees

 

Reward Your Teen’s Financial Growth - Kaiperm

Your child’s adventure into the universe of smart saving starts now! Open a Pup Savings Account with just a $25 initial deposit. Help your child enter orbit with smart saving habits that will take them far.



Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $50 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

 


 

MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

 

 

Rate Effective Date: September 1, 2025

 

Kaiperm Pup Account

Open now

Age qualification0-12 years old1, 2
Included Savings Account50.5% APY4 on the first $10,0003
Minimum Opening Deposit $25
High-Yield Certificate Account512-month Pup Certificate earns 7.00% APY, with unlimited add-ons up to $500 maximum balance
Account ownershipThe minor is the Primary owner of funds and the Joint Owner (ex. Parent/Legal Guardian) controls the account
Minimum opening deposit$25
Federally insured by the
NCUA
More Than a Savings Account

Calculate
your investment

Final Balance

$

Contributions: $    |   Earnings: $

$

%

 

Open now


1, 2 Account will convert to Kaiperm Student account on 13th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
*Offer subject to change without notice. Cannot be combined with any other new member offers. Youth Account bonus awarded to new Youth Account members when opening the account either online, in-person (at a branch or onsite). Account must remain open and in good standing for 60 days. Bonus to be deposited to account within 90 days of account opening. Membership eligibility required. $25 opening deposit required.

Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/

Student Checking Account

Kids Savings KAIPERM CU

At Kaiperm, we believe in equipping young people with the necessary tools to build a strong financial foundation. That’s why we’re thrilled to introduce Student Checking, an easy-to-use, free checking account designed specifically for individuals ages 13-17.

Empower Your Teens’ Financial Journey!

  • No monthly account fee or minimum balance
  • Visa® Debit Card for purchases compatible with Apple PayTM
  • Mobile and Online Banking with individual log-in and parental monitoring
  • FREE online financial courses

We prioritize our members’ financial well-being. With the Student Account, your teens will experience banking that puts their interests first, without worrying about excessive fees or unnecessary hurdles.

 

Rate Effective Date: September 1, 2025

Type

Initial Deposit

Annual Percentage Yield (APY)

Rate

Student Checking Account$250.050%0.050%

 

Student Checking Account

Parental Oversight

As parents, we know the importance of guidance. With Student Checking, parents can have oversight and control, allowing them to monitor and support their child’s financial journey.
 

  • Setup alerts on your accounts (click to expand)

 

Student Checking Account

Financial Fitness Courses

We believe in empowering young individuals with financial knowledge. That’s why we offer free online courses in financial fitness, helping your teens develop the skills they need for a successful financial future.

Student Checking Account

Teens are ready for takeoff! Open a Student Savings Account with a $25 deposit. This Youth Month, help your teen enter orbit with smart saving habits that will take them far.



Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

 

MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

 


APY* (Annual Percentage Yield) is subject to change at any time. Dividends are paid monthly based on the average daily balance.
Account will convert to a regular Kaiperm non-youth account on 18th birthday at the end of the month.
Limit 1 per minor social security number.

Skip to content