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Making the Money Work When Your Income is Seasonal
Flexibility, built-in vacation time, freedom—seasonal work has many natural benefits. But it also comes with its own challenges, especially in making its financial side work for you. Most of the available financial advice assumes a […]
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Easy Ways to Save on Your Water Bill
Saving water means saving money around your home. However, you might not be quite ready to put a brick in your toilet tank or reduce your shower flow to a trickle. Have no fear; you […]
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Three Reasons Why You Should Always Pay More Than the Minimum
Credit cards are a valuable financial tool for both individuals and businesses–but they come at a price. You get purchasing power on the spot, and the creditor only requires you to pay off a small amount of the total […]
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Is it time to open a checking or savings account for your children?
How financially savvy are your children? According to a recent survey, only five percent of adults received any kind of financial education in school. It is a scary statistic, and may partially explain consumers’ record-high […]
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Teaching Kids And Teens Smart Money Habits
Think back to how you formed your financial habits. Did you learn everything you needed in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would […]
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Things Your Teen Should Know About Their First Job (But They Probably Don’t)
There are a lot of monumental moments in parenthood. Beyond the first steps and the first day of school, you, as a parent, will be helping to navigate your child through their life. Your teen’s […]
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How to plan for financial emergencies
Wouldn’t it be nice to adapt to change easily and gracefully? To offset the wallet-shock an unexpected life change can bring? You can. Whether you have one year or one week to adjust to such […]
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A Valuable Tool for Healthy Savings
Eating out is a budget killer, especially if you do it constantly. The best alternative, of course, is to eat at home. However, while this will save you money, cooking every meal can be daunting […]
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IRS issues guidance on state tax payments to help taxpayers
The IRS has determined that taxpayers in many states will not need to report these payments on their 2022 tax returns. During a review, the IRS determined it will not challenge the taxability of payments […]
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Defining Financial Freedom
When you think of financial freedom, what comes to mind? You might envision an influencer sailing on board their luxury yacht or a celebrity with luxury homes around the world. But financial freedom isn't necessarily […]
A Safe Place for Your Money
Kaiperm members can find comfort in knowing that no matter the size of your deposit, every dollar is safe, secure and 100% insured by the NCUA, up to $250,000. We're here to keep your assets safe as they grow.