Today's Deposit Rates
MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000
Certificates
Rate Effective Date: November 1, 2025
| Term | Minimum Balance | Annual Percentage Yield (APY) | Rate |
|---|---|---|---|
| 3 months* | $500 | 2.750% | 2.716% |
| 6 months* | $500 | 2.750% | 2.716% |
| 12 months | $500 | 3.250% | 3.203% |
| 18 months | $500 | 3.000% | 2.960% |
| 24 months | $500 | 2.750% | 2.716% |
| 36 months | $500 | 2.750% | 2.716% |
| 48 months | $500 | 2.750% | 2.716% |
| 60 months | $500 | 2.650% | 2.618% |
| Save to Win Certificate 12 months** | $25 | 3.000% | 2.960% |
*Not available for IRA Share Certificates
+ Personal Accounts only. +See Provision 8 for details about the Thrive Rewards Checking account
**See Provision 9 for Save to Win details or visit us online at: Save to Win
Open a certificate account
Not yet a member? Current members
Advantage Money Market
Rate Effective Date: November 1, 2025
| Balance | Minimum to Earn APY | Annual Percentage Yield (APY) | Rate | |
|---|---|---|---|---|
| up to $2,499 | $0 | 0.100% | 0.100% | |
| $2,500 – $24,999 | $2,500 | 1.005% | 1.000% | |
| $25,000 – $49,999 | $25,000 | 1.750% | 1.736% | |
| $50,000 – $99,999 | $50,000 | 2.250% | 2.227% | |
| $100,000 – $249,999 | $100,000 | 2.500% | 2.472% | |
| $250,000 and above | $250,000 | 2.750% | 2.716% | |
Interest Rates apply to the entire balance, not just the amount over the tier threshold. Compounded monthly, credited monthly. Dividends are paid monthly based on average daily balance.
Savings & Checking
Rate Effective Date: November 1, 2025
| Type | Initial Deposit | Annual Percentage Yield (APY) | Rate |
|---|---|---|---|
| Dividend Savings | $25 | 0.100% | 0.100% |
| Dividend Club | $25 | 0.100% | 0.100% |
| Thrive Rewards Checking | $25 | When qualifications are met 2.350% on first $15,000 0.250% on balances above $15,000 Non-Qualifying 0.050% | When qualifications are met 2.325% on first $15,000 0.250% on balances above $15,000 Non-Qualifying 0.050% |
| Roth IRA | $10 | 0.100% | 0.100% |
| Coverdell Educational Savings Accumulator | $10 | 0.100% | 0.100% |
| Pup High Yield Savings & Student High Yield Savings | $25 | $50 – $10,000: 0.500% $10,000.01 and above: 0.50%-0.10% | $50 – $10,000: 0.500% $10,000.01 and above: 0.50%-0.10% |
| Student Checking | $25 | 0.050% | 0.050% |
| 12-month Pup Certificate & Student Certificate $500 & $1,000 maximum, respectively | $25 | 7.000% | 6.785% |
OPEN ACCOUNT
Not yet a member? Current members
Explore Our Financing Products & Services
