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A Valuable Tool for Healthy Savings
Eating out is a budget killer, especially if you do it constantly. The best alternative, of course, is to eat at home. However, while this will save you money, cooking every meal can be daunting […]
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IRS issues guidance on state tax payments to help taxpayers
The IRS has determined that taxpayers in many states will not need to report these payments on their 2022 tax returns. During a review, the IRS determined it will not challenge the taxability of payments […]
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Defining Financial Freedom
When you think of financial freedom, what comes to mind? You might envision an influencer sailing on board their luxury yacht or a celebrity with luxury homes around the world. But financial freedom isn't necessarily […]
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Moving Crisis: What to Do If Your New Home Isn’t Ready
Moving to a new home is stressful, even when it goes smoothly. The list seems endless, from packing to finding movers, obtaining new insurance, and changing your address. The last thing anyone needs when moving […]
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Stop These Scams Cold in Their Tracks
Because of their omnipresence in our society, you’ve probably read about financial scams over the years. It’s important to keep in mind, though, that criminals put a lot of effort into developing fresh ways to […]
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College Students – What to Know About Your First Credit Card
College can be an exciting experience for young students who are looking to earn a degree and gain a better perspective on the world through higher education. However, it can also be an expensive experience […]
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How to Teach Your Kids About Earning, Saving, and Investing
Many parents feel their kids will learn about money and investing when they get their first jobs or become independent young adults. But a better way to help your children understand earning, saving, and investing […]
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Ways for Renters to Reduce Energy Bills
Owning a home means you can install solar panels, upgrade your thermostat, and any other changes that will save you money on energy bills. Unfortunately, people who rent their homes, don’t have that option. It […]
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Is New Construction the Right Choice for You?
Buying new construction might seem ideal for anyone looking for a new home. There are obvious reasons, both from a financial standpoint and for aesthetics. For example, the homebuyer won’t be living in a house […]
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Life insurance: which type is right for you?
Are you wondering if you should purchase life insurance? If there is someone who is dependent on you for financial support, it is a beneficial thing to have. It can ensure that your loved ones […]
A Safe Place for Your Money
Kaiperm members can find comfort in knowing that no matter the size of your deposit, every dollar is safe, secure and 100% insured by the NCUA, up to $250,000. We're here to keep your assets safe as they grow.