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Should You Add an Authorized User to Your Credit Card?
Whether you are considering joining someone else’s credit card account or you are the current account holder looking to add a person, entering into an authorized user relationship is a move to consider carefully. Considerations […]
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Get the Best Deal When Buying a Car
Buy new, buy used, or lease? These are just a few of the many decisions you’ll need to make before happily driving away with a vehicle. While shopping for a car or truck is exciting, […]
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Teaching Kids And Teens Smart Money Habits
Think back to how you formed your financial habits. Did you learn everything you needed in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would […]
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Things Your Teen Should Know About Their First Job (But They Probably Don’t)
There are a lot of monumental moments in parenthood. Beyond the first steps and the first day of school, you, as a parent, will be helping to navigate your child through their life. Your teen’s […]
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How to plan for financial emergencies
Wouldn’t it be nice to adapt to change easily and gracefully? To offset the wallet-shock an unexpected life change can bring? You can. Whether you have one year or one week to adjust to such […]
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A Valuable Tool for Healthy Savings
Eating out is a budget killer, especially if you do it constantly. The best alternative, of course, is to eat at home. However, while this will save you money, cooking every meal can be daunting […]
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IRS issues guidance on state tax payments to help taxpayers
The IRS has determined that taxpayers in many states will not need to report these payments on their 2022 tax returns. During a review, the IRS determined it will not challenge the taxability of payments […]
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Defining Financial Freedom
When you think of financial freedom, what comes to mind? You might envision an influencer sailing on board their luxury yacht or a celebrity with luxury homes around the world. But financial freedom isn't necessarily […]
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Moving Crisis: What to Do If Your New Home Isn’t Ready
Moving to a new home is stressful, even when it goes smoothly. The list seems endless, from packing to finding movers, obtaining new insurance, and changing your address. The last thing anyone needs when moving […]
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Stop These Scams Cold in Their Tracks
Because of their omnipresence in our society, you’ve probably read about financial scams over the years. It’s important to keep in mind, though, that criminals put a lot of effort into developing fresh ways to […]
A Safe Place for Your Money
Kaiperm members can find comfort in knowing that no matter the size of your deposit, every dollar is safe, secure and 100% insured by the NCUA, up to $250,000. We're here to keep your assets safe as they grow.