Teens are ready for takeoff. Open a Student Savings Account with a $25 deposit. Help your teen build smart financial habits that will take them far, all before the first bell rings.

Open a Student Account today!

Kaiperm Student Saving Account
(age 13-17) comes with:

• Kaiperm drawstring backpack
• Higher dividend rate
• No maintenance fees
• FREE online financial courses

 

Help Your Teen Launch Toward Financial Success – Get $50!*

Teens are ready for takeoff!
Open a Student Savings Account with a $25 deposit, and we’ll add a $50 bonus to their account within 90 days of opening.

Form

Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

 

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Rate Effective Date: April 1, 2026

	Kaiperm Student Account Open now
Age qualification	13-17 years old1, 2
Included Savings Account5	0.5% APY4 on the first $10,0003 Minimum Opening Deposit $25
High-Yield Certificate Account5	12-month Student Certificate earns 7.00% APY, with unlimited add-ons up to $1,000 maximum balance
Youth Checking Account5	Available. Daily Limits and alerts can also be setup.
Visa® Debit Card	Free and accepted at over 23 million locations worldwide
Account ownership	Minor and Joint Owner share controls
Minimum opening deposit	$25
Federally insured by the NCUA

Open now

^{1, 2} Account will convert to a regular Kaiperm account on 18th birthday
³ Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
⁴ APY = Annual Percentage Yield.
*Offer subject to change without notice. Cannot be combined with any other new member offers. Youth Account bonus awarded to new Youth Account members when opening the account either online, in-person (at a branch or onsite). Account must remain open and in good standing for 60 days. Bonus to be deposited to account within 90 days of account opening. Membership eligibility required. $25 opening deposit required.

Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/

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Your child’s adventure into the universe of smart saving starts now. Open a Pup Savings Account with just a $25 initial deposit. Give your child a head start that is truly out of this world, just in time for a new school year.

Open your child a Pup Account today!

Kaiperm Pup Account
(age 0-12) comes with:

• Kaiperm drawstring backpack
• Pup certificates
• Higher dividend rate
• No maintenance fees

 

Launch Your Little One’s Savings Journey and Get $50!*

Your child’s adventure into the universe of smart saving starts now!
Open a Pup Savings Account with just a $25 initial deposit, and we’ll reward your young explorer with a $50 bonus within 90 days of account opening.

Upload and Receive your $25 Reward

Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

 

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Rate Effective Date: April 1, 2026

	Kaiperm Pup Account Open now
Age qualification	0-12 years old1, 2
Included Savings Account5	0.5% APY4 on the first $10,0003 Minimum Opening Deposit $25
High-Yield Certificate Account5	12-month Pup Certificate earns 7.00% APY, with unlimited add-ons up to $500 maximum balance
Account ownership	The minor is the Primary owner of funds and the Joint Owner (ex. Parent/Legal Guardian) controls the account
Minimum opening deposit	$25
Federally insured by the NCUA

Open now

^{1, 2} Account will convert to Kaiperm Student account on 13th birthday
³ Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
⁴ APY = Annual Percentage Yield.
*Offer subject to change without notice. Cannot be combined with any other new member offers. Youth Account bonus awarded to new Youth Account members when opening the account either online, in-person (at a branch or onsite). Account must remain open and in good standing for 60 days. Bonus to be deposited to account within 90 days of account opening. Membership eligibility required. $25 opening deposit required.

Our online services are not intended for the use of children under the age of 13. We do not knowingly collect or retain any personal information from individuals under the age of 13 online. To learn more about the Children’s Online Privacy Protection Act (COPPA) please visit the Federal Trade Commission’s Website at https://www.ftc.gov/

The post Kids Savings appeared first on Kaiperm Credit Union.

At Kaiperm, we believe in equipping young people with the necessary tools to build a strong financial foundation. That’s why we’re thrilled to introduce Student Checking, an easy-to-use, free checking account designed specifically for individuals ages 13-17.

Empower Your Teens’ Financial Journey!

• No monthly account fee or minimum balance
• Visa® Debit Card for purchases compatible with Apple Pay^TM
• Mobile and Online Banking with individual log-in and parental monitoring
• FREE online financial courses

We prioritize our members’ financial well-being. With the Student Account, your teens will experience banking that puts their interests first, without worrying about excessive fees or unnecessary hurdles.

Open now

Rate Effective Date: April 1, 2026

Parental Oversight

As parents, we know the importance of guidance. With Student Checking, parents can have oversight and control, allowing them to monitor and support their child’s financial journey.
 

• Setup alerts on your accounts (click to expand)

  • Internet Banking eAlerts enables members to manage and receive email notifications via internet banking of specific account activity, such as when a balance falls below a limit, when a check clears, when a deposit is made, when a transaction is posted, etc.
  • Through internet banking, the member can manage their email address(es) and choose which items are being sent via email. Clicking Settings and Edit Email will give the member the option to edit any existing emails already setup or create a new email.
  • Members can view any existing email addresses setup and what items are being sent to the address. Clicking Edit will allow the member to make any changes or clicking Add allows the member to add a new address.
  • Through internet banking, the member can create or edit existing eAlerts. Clicking eAlerts will give the member the option to edit any existing alerts already setup or create a new alert.
  • Download Instructions

Financial Fitness Courses

We believe in empowering young individuals with financial knowledge. That’s why we offer free online courses in financial fitness, helping your teens develop the skills they need for a successful financial future.

Help Your Teen Launch Toward Financial Success!

Teens are ready for takeoff! Open a Student Savings Account with a $25 deposit. This Youth Month, help your teen enter orbit with smart saving habits that will take them far.

Form

Pup Savings and Student Savings Accounts must be fully funded with the minimum initial $25 Deposit. $25 to be deposited to Pup Savings or Student Savings account within 30 days of form submission. Limit one $25 per Youth Account.

APY* (Annual Percentage Yield) is subject to change at any time. Dividends are paid monthly based on the average daily balance.
Account will convert to a regular Kaiperm non-youth account on 18th birthday at the end of the month.
Limit 1 per minor social security number.

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