Personal Archives - Kaiperm Credit Union https://www.kaipermcu.org/tag/personal/ Sun, 01 Feb 2026 19:41:45 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://www.kaipermcu.org/wp-content/uploads/2021/01/cropped-icon-32x32.png Personal Archives - Kaiperm Credit Union https://www.kaipermcu.org/tag/personal/ 32 32 Share Secured Loans https://www.kaipermcu.org/loans/share-secured-loans/?utm_source=rss&utm_medium=rss&utm_campaign=share-secured-loans Thu, 09 Jul 2020 11:44:38 +0000 https://www.kaipermcu.org/?page_id=285 A Shared Secured Loan uses funds from your savings account as collateral, which allows us to offer you a lower interest rate while you earn dividends on your savings account balance. Enjoy low Monthly payments, […]

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]]> A Shared Secured Loan uses funds from your savings account as collateral, which allows us to offer you a lower interest rate while you earn dividends on your savings account balance. Enjoy low Monthly payments, extended terms up to 10 years and no fees or pre-payment penalties. Pay off existing high-rate debt, make purchases for household needs and more.

  • Build or repair your credit history
  • Low, fixed rate
  • Easy application process
  • Borrow up to $50,000 against the funds in your credit union Savings Account(s)
  • No prepayment penalties or hidden fees

 
Start Your Application
 

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%







This calculator is for illustrative purposes only and does not reflect the actual results of specific deposit amounts or any actual investment.


 

Today’s rates
Share Secured Loans

Rate Effective Date: April 1, 2026

Type APR* As Low As Description
Secured by your Kaiperm Savings Account 3.25% + Savings Dividend Rate View current deposit rates
Secured by your Kaiperm Certificate 3.00% + Certificate Rate View current deposit rates

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

 

Start Your Application

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]]> Personal Loans https://www.kaipermcu.org/loans/personal-loans/?utm_source=rss&utm_medium=rss&utm_campaign=personal-loans Thu, 09 Jul 2020 11:43:57 +0000 https://www.kaipermcu.org/?page_id=281 Life is full of surprises, and sometimes those surprises can be expensive. Whether you need a loan to pay an unexpected vet bill, to consolidate high interest credit card debt, or to cover any other […]

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]]> Life is full of surprises, and sometimes those surprises can be expensive. Whether you need a loan to pay an unexpected vet bill, to consolidate high interest credit card debt, or to cover any other large expense, our personal loans will give you peace of mind. Our personal loans also have low interest rates and fixed payments for your convenience.

  • Request up to $30,000
  • Terms up to 60 months
  • Easy application process
  • Fixed rates
  • No prepayment penalties or hidden fees
  • Direct Deposit and Payroll Deduction available for easy recurring payments

 
Start Your Application
 

Calculate
Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%







This calculator is for illustrative purposes only and does not reflect the actual results of specific deposit amounts or any actual investment.


 

Today’s rates
Fixed Rate Personal Loans

Rate Effective Date: April 1, 2026

Term APR* As Low As
up to 24 months 9.34%
24 to 36 months 9.44%
37 to 48 months 9.54%
49 to 60 months 9.84%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

 

Start Your Application

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