Home Archives - Kaiperm Credit Union https://www.kaipermcu.org/tag/home/ Wed, 01 Oct 2025 08:30:51 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://www.kaipermcu.org/wp-content/uploads/2021/01/cropped-icon-32x32.png Home Archives - Kaiperm Credit Union https://www.kaipermcu.org/tag/home/ 32 32 Home Equity Loans (2nd Mortgages) https://www.kaipermcu.org/loans/home-equity-loans-2nd-mortgages/?utm_source=rss&utm_medium=rss&utm_campaign=home-equity-loans-2nd-mortgages Thu, 09 Jul 2020 11:45:46 +0000 https://www.kaipermcu.org/?page_id=291 A fixed rate 2nd Mortgage loan is ideal for when you know exactly how much you want to borrow. You will receive your funds in a lump sum, with the convenience of a low, fixed […]

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]]> A fixed rate 2nd Mortgage loan is ideal for when you know exactly how much you want to borrow. You will receive your funds in a lump sum, with the convenience of a low, fixed rate and fixed payment amount. Borrow up to 75% of your home’s value, less any first mortgage balance.

  • Primary residence must be located in California
  • Easy and speedy application process
  • Fixed rate
  • Terms up to 180 months
  • Maximum loan amount of $300,000
    for higher amounts please contact us at loans@kaipermcu.org

Calculate
Home Equity Line and HELOC Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%

This calculator is for illustrative purposes only and does not reflect the actual results of specific deposit amounts or any actual investment.

Today’s rates
Fixed Rate 2nd Mortgages Loans

Rate Effective Date: April 1, 2026

Term Rate APR*
5 years 7.24%
10 years 7.49%
15 years 7.99%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

 

Ready to apply for a loan?
Here’s what you’ll need:

 

Contact Us

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]]> Home Equity Line of Credit (HELOC) https://www.kaipermcu.org/loans/home-equity-line-of-credit-heloc/?utm_source=rss&utm_medium=rss&utm_campaign=home-equity-line-of-credit-heloc Thu, 09 Jul 2020 11:45:23 +0000 https://www.kaipermcu.org/?page_id=289 A Home Equity Line of Credit allows you to leverage the equity of your home for a wide variety of reasons, from home renovations to college tuition and more. Borrow up to 75% of your […]

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]]> A Home Equity Line of Credit allows you to leverage the equity of your home for a wide variety of reasons, from home renovations to college tuition and more. Borrow up to 75% of your home’s value, less any first mortgage balance. You can continually borrow money from your HELOC, and draw on the available funds as you need them during your ten year draw period.

  • Easy and speedy application process
  • Variable rate
  • Primary residence must be located in California
  • Request up to $250,000

 
Start your application
 

Calculate
Home Equity Line and HELOC Loan Payment

Monthly Payment

$

Semi-monthly: $    |   Bi-weekly: $

$

%

This calculator is for illustrative purposes only and does not reflect the actual results of specific deposit amounts or any actual investment.

Today’s rates
Variable Rate Home Equity Loans

Rate Effective Date: April 1, 2026

Term Variable Rate APR*
10 year draw and 15 year payback 6.75%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

 

Ready to apply for a loan?
Here’s what you’ll need:

 

 

Apply Now

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]]> Mortgage Loans https://www.kaipermcu.org/loans/mortgage-loans/?utm_source=rss&utm_medium=rss&utm_campaign=mortgage-loans Thu, 09 Jul 2020 11:44:56 +0000 https://www.kaipermcu.org/?page_id=287 When you work with our highly trained mortgage partners and personnel, you’re benefiting from all of their years of experience to find the right loan and to make the process easier than ever. The better […]

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When you work with our highly trained mortgage partners and personnel, you’re benefiting from all of their years of experience to find the right loan and to make the process easier than ever. The better you understand the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. Our partners at CU Lending (NMLS# 737327) will be able to help you move into your new home or refinance your existing property quicker and easier than any other lender.

  • Easy and speedy application process
  • Pre-qualification for all purchase transactions
  • Competitive interest rates
  • Low closing costs
  • No points or prepayment penalties

 
Get Started Today
 

Today’s rates
1st Mortgages Loans

Rate Effective Date: April 1, 2026

Term
10-30 years Fixed and variable rates available Click Here to Learn More

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

 

Current Rates Get Started Today

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