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TPMG Income Insurance

Protect your income…
at a discount.

Your ability to earn an income, when viewed over your entire career, will most likely be your single biggest asset. With so much income at stake, it’s important to protect it. Radius Choice,® an individual Disability Income Insurance (DI) policy from Massachusetts Mutual Life Insurance Company (MassMutual®), can replace a portion of your income, should you become too sick or injured to work for an extended period of time and save money by utilizing our multi-life premium discounts.



TPMG Income Insurance

  • Non-cancellable coverage to age 65
  • Rates that can’t increase
  • Portable coverage
  • Ability to increase coverage as your income increases 2
  • Protection against a partial disability 2,3
  • Protection to help continue making student loan payments 2,4,5

1 Group discount availability is subject to change.
2 Riders are available at an additional cost except the Automatic Benefit Increase Rider and the Benefit Increase Rider
which are available at no additional cost.
3 The Extended Partial Disability Benefits Rider is required in California.
4 Not available in NY.
5 For Total Disability only. Before deciding whether to purchase the Student Loan Rider, you should consider any provisions of your student loan(s) that may allow for deferment, discharge or forgiveness of the debt, for example, discharge for total disability, public service loan forgiveness, teacher loan forgiveness or income-driven replacement.
6 Ratings as of 4/1/2024: A.M. Best Company — A++, Fitch Ratings — AA+, Moody’s Investors Services — Aa3, and Standard & Poor’s — AA+. These ratings apply to Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company. Ratings are subject to change.

New York Policies: This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for this policy is 60.5 percent. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all the people with this policy.

Policies have exclusions and limitations. State variations will apply. For costs and complete details of coverage call me or MassMutual at 1-800-272-2216. Radius Choice (policy form XLGS-RC-15 et al., XLGS-RC-16(FL) and ICC1 5-xLGS-RC in certain states including North Carolina) is issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

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Member deposits are now insured up to $1,000,000

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