Rates Archives - Kaiperm Credit Union https://www.kaipermcu.org/tag/rates/ Wed, 06 May 2026 20:56:39 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://www.kaipermcu.org/wp-content/uploads/2021/01/cropped-icon-32x32.png Rates Archives - Kaiperm Credit Union https://www.kaipermcu.org/tag/rates/ 32 32 Our Loans Rates https://www.kaipermcu.org/loans-rates/?utm_source=rss&utm_medium=rss&utm_campaign=loans-rates Thu, 09 Jul 2020 11:46:04 +0000 https://www.kaipermcu.org/?page_id=293 Apply now Auto Loans   Motorcycles   RV, Campers, Trailers, Boats, Jetskis & Van Conversions   1st Mortgages   Variable Rate Home Equity Loans   Fixed Rate 2nd Mortgages   Fixed Rate Personal Loans   […]

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Auto Loans

Rate Effective Date: May 1, 2026

Term New Auto1 Fixed Rate
APR* As Low As		 Used Auto Fixed Rate
APR* As Low As
12 to 36 months 5.24% 5.49%
48 months 5.34% 5.64%
60 months 5.54% 5.74%
72 months 5.74% 5.94%
84 months 6.24% 6.34%

 

Motorcycles

Rate Effective Date: May 1, 2026

Term New – Fixed Rate
APR* As Low As		 Used – Fixed Rate
APR* As Low As
12 to 48 months 6.79% 7.39%
60 to 72 months 7.49% 7.89%

 

RV, Campers, Trailers, Boats, Jetskis & Van Conversions

Rate Effective Date: May 1, 2026

Term New – Fixed Rate
APR* As Low As		 Used – Fixed Rate
APR* As Low As
48 months 7.75% 8.25%
60 months 7.75% 8.25%
72 months 7.95% –
84 months 8.15% –
120 months 8.35% 8.60%

 

1st Mortgages

Rate Effective Date: May 1, 2026

Term
10-30 years Fixed and variable rates available Click Here to Learn More

 

Variable Rate Home Equity Loans

Rate Effective Date: May 1, 2026

Term Variable Rate APR*
10 year draw and 15 year payback 6.75%

 

Fixed Rate 2nd Mortgages

Rate Effective Date: May 1, 2026

Term Rate APR*
5 years 7.24%
10 years 7.49%
15 years 7.99%

 

Fixed Rate Personal Loans

Rate Effective Date: May 1, 2026

Term APR* As Low As
up to 24 months 9.34%
24 to 36 months 9.44%
37 to 48 months 9.54%
49 to 60 months 9.84%

 

Share Secured Loans

Rate Effective Date: May 1, 2026

Type APR* As Low As Description
Secured by your Kaiperm Savings Account 3.25% + Savings Dividend Rate View current deposit rates
Secured by your Kaiperm Certificate 3.00% + Certificate Rate View current deposit rates

 

Variable Rate Credit Card (Visa)

Rate Effective Date: May 1, 2026

Type Annual Fee Variable Rate APR*
Cash Back – Annual Fee $12.00 15.37%
Cash Back – No Annual Fee None 16.60%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. Model year must be previous (model) year or newer, with 36,000 miles or less

 

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]]> Our Deposit Rates https://www.kaipermcu.org/deposit-rates/?utm_source=rss&utm_medium=rss&utm_campaign=deposit-rates Thu, 09 Jul 2020 11:39:05 +0000 https://www.kaipermcu.org/?page_id=257 MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000 Learn More   Certificates Rate Effective Date: May 1, 2026 Term Minimum Balance Annual Percentage Yield (APY) Rate 3 months* $500 2.750% 2.716% 6 months* $500 2.750% 2.716% […]

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MEMBER DEPOSITS ARE NOW INSURED UP TO$1,000,000

Learn More

 

Certificates

Rate Effective Date: May 1, 2026

Term Minimum Balance Annual Percentage Yield (APY) Rate
3 months* $500 2.750% 2.716%
6 months* $500 2.750% 2.716%
12 months $500 3.500% 3.445%
18 months $500 3.000% 2.960%
24 months $500 2.750% 2.716%
36 months $500 2.750% 2.716%
48 months $500 2.750% 2.716%
60 months $500 2.650% 2.618%
Save to Win Certificate
12 months**		 $25 3.250% 3.203%

 

*Not available for IRA Share Certificates
+ Personal Accounts only. +See Provision 8 for details about the Thrive Rewards Checking account
**See Provision 9 for Save to Win details or visit us online at: Save to Win

 

Open a certificate account

Not yet a member? Current members

 

Advantage Money Market

Rate Effective Date: May 1, 2026

Balance Minimum to Earn APY Annual Percentage Yield (APY) Rate
up to $2,499 $0 0.100% 0.100%
$2,500 – $24,999 $2,500 1.005% 1.000%
$25,000 – $49,999 $25,000 1.750% 1.736%
$50,000 – $99,999 $50,000 2.250% 2.227%
$100,000 – $249,999 $100,000 2.500% 2.472%
$250,000 and above $250,000 2.750% 2.716%

Interest Rates apply to the entire balance, not just the amount over the tier threshold. Compounded monthly, credited monthly. Dividends are paid monthly based on average daily balance.

 

Savings & Checking

Rate Effective Date: May 1, 2026

Type Initial Deposit Annual Percentage Yield (APY) Rate
Dividend Savings $25 0.100% 0.100%
Dividend Club $25 0.100% 0.100%
Thrive Rewards Checking $25 When qualifications are met
2.350% on first $15,000
0.250% on balances above $15,000
Non-Qualifying
0.050%		 When qualifications are met
2.325% on first $15,000
0.250% on balances above $15,000
Non-Qualifying
0.050%
Roth IRA $10 0.100% 0.100%
Coverdell Educational
Savings Accumulator		 $10 0.100% 0.100%
Pup High Yield Savings &
Student High Yield Savings		 $25 $50 – $10,000: 0.500%
$10,000.01 and above: 0.50%-0.10%		 $50 – $10,000: 0.500%
$10,000.01 and above: 0.50%-0.10%
Student Checking $25 0.050% 0.050%
12-month Pup Certificate &
Student Certificate
$500 & $1,000 maximum, respectively		 $25 7.000% 6.785%

 

OPEN ACCOUNT

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Calculate
your investment

Final Balance

$

Contributions: $    |   Earnings: $

$

%

This calculator is for illustrative purposes only and does not reflect the actual results of specific deposit amounts or any actual investment.

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