KAIPERM Personal Line of Credit
A personal line of credit gives you the flexibility to access cash instantly and interest is only accumulated when you have a balance on your credit line. Establishing a line of credit is like having a pre-approved loan waiting for you whenever you need it. Only pay interest on what is used, when you use it. And get the dedicated service of your credit union — with the interest you pay being reinvested right back into your community.
- Borrow up to $10,000
- Pay interest only on what you use
- Easy application process
- Easy access online and by phone
- No prepayment penalties or hidden fees
- Direct Deposit and Payroll Deduction available for easy recurring payments
A Safe Place for Your Money
Kaiperm members can find comfort in knowing that no matter the size of your deposit, every dollar is safe, secure and 100% insured by the NCUA, up to $250,000. We're here to keep your assets safe as they grow.