Today's Rates

Our Loans Rates

Today’s Current Rates

Auto Loans

Term	New Auto1 Fixed Rate APR* As Low As	Used Auto Fixed Rate APR* As Low As
12 to 36 months	2.99%	3.19%
48 months	3.29%	3.49%
60 months	3.49%	3.69%
72 months	3.79%	3.99%
84 months	4.09%	4.29%

 

Motorcycles

Term	New – Fixed Rate APR* As Low As	Used – Fixed Rate APR* As Low As
12 to 48 months	4.69%	4.69%
60 to 72 months	5.19%	5.19%

 

RV, Campers, Trailers, Boats, Jetskis & Van Conversions

Term	New – Fixed Rate APR* As Low As	Used – Fixed Rate APR* As Low As
48 months	5.49%	5.49%
60 months	5.74%	5.74%
72 months	6.24%	–
84 months	6.74%	–
120 months	7.74%	7.94%

 

1st Mortgages

Term
10-30 years	Fixed and variable rates available	Click Here to Learn More

 

Variable Rate Home Equity Loans

Term	Variable Rate APR3
10 year draw and 15 year payback	4.75%

 

2nd Mortgages

Term	Fixed Rate APR
5 years	5.00%
10 years	5.25%
15 years	5.50%

 

Fixed Rate Personal Loan

Term	APR* As Low As
up to 24 months	5.49%
24 to 36 months	5.99%
37 to 48 months	6.99%
49 to 60 months	7.99%

 

Share Secured Loans

Type	APR* As Low As	Description
Secured by your Kaiperm Savings Account	3.25% + Savings Dividend Rate	View current deposit rates
Secured by your Kaiperm Certificate	3.00% + Certificate Rate	View current deposit rates

 

Variable Rate Credit Card (Visa)

Type	Annual Fee	Variable Rate APR3
Cash Back – Annual Fee	$12.00	12.53%
Cash Back – No Annual Fee	None	13.76%

 

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New Autos are considered any auto within 3 years of current year, with 36,000 miles or less
2. Includes classic cars, ATVs, boats, and RVs.
3. This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.