Electric & Hybrid Car Loan
We all want a cleaner tomorrow and a cleaner planet, and we can lead the way by considering an electric vehicle for our next automotive purchase. Electric vehicles are an excellent choice for reducing harmful emissions and better fuel efficiency, and they cut down on your fuel costs. Whether you’re looking to finance a Tesla, BMW, Nissan, Polestar, or any other electric or hybrid vehicle, our auto loans for electric and hybrid vehicles are easy for our members to use. Kaiperm’s auto loan rates are among the best on the market, and will get you into your new car quickly and affordably. Our members are able to take advantage of our low rates and flexible terms for a wide variety of new and used cars, and we’re ready to help get behind the wheel of your clean energy vehicle at our special low rates.
- Up to 100% financing
- New and used cars
- Competitive rates
- No loan application fees
- Guaranteed Asset Protection (GAP)
How to apply
All You need is the road ahead.
Get your questions answered in real-time. Look for the Chat Icon to appear at the bottom right corner of the page.
Please do not send sensitive personal information (SSN, Account Numbers, etc.) over email as it not secure.
Enter your Principal, Interest Rate, and Number of Years then click the “Calculate” button to see your estimated monthly payment.
Your Estimated Monthly Loan Payment Is:
Our loans rates
Auto Loans
Rate Effective Date: May 1, 2023
| Term | New Auto1 Fixed Rate APR* As Low As | Used Auto Fixed Rate APR* As Low As |
|---|---|---|
| 12 to 36 months | 5.29% | 5.64% |
| 48 months | 5.59% | 5.80% |
| 60 months | 5.79% | 6.14% |
| 72 months | 6.29% | 6.64% |
| 84 months | 6.79% | 7.14% |
* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.
1. New Autos are considered any auto within 3 years of current year, with 36,000 miles or less
Insurance
Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.
| Guaranteed Asset Protection (GAP) | Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident. | DOWNLOAD |
| Mechanical Repair Coverage (MRC) | MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs. | DOWNLOAD |
Explore Our Financing Products & Services
Auto Buying Service – AUTOLAND®
A Safe Place for Your Money
Find comfort in knowing that deposits at Kaiperm Credit Union are automatically protected up to $1,000,000