Join Us or Call/Text:
(925) 939-5626
Routing Number: 321178446

Hybrid & EV Vehicle Loans

Apply for a Car Loan

Electric & Hybrid Car Loan - Kaiperm CU

Electric & Hybrid Car Loan

We all want a cleaner tomorrow and a cleaner planet, and we can lead the way by considering an electric vehicle for our next automotive purchase. Electric vehicles are an excellent choice for reducing harmful emissions and better fuel efficiency, and they cut down on your fuel costs. Whether you’re looking to finance a Tesla, BMW, Nissan, Polestar, or any other electric or hybrid vehicle, our auto loans for electric and hybrid vehicles are easy for our members to use. Kaiperm’s auto loan rates are among the best on the market, and will get you into your new car quickly and affordably. Our members are able to take advantage of our low rates and flexible terms for a wide variety of new and used cars, and we’re ready to help get behind the wheel of your clean energy vehicle at our special low rates.

  • Up to 100% financing
  • New and used cars
  • Competitive rates
  • No loan application fees
  • Guaranteed Asset Protection (GAP)


How to apply
All You need is the road ahead.


Text Us


Get your questions answered in real-time. Look for the Chat Icon to appear at the bottom right corner of the page.

Phone Us


(925) 939-5626
Mon, Tue, Thu, Fri: 8:30 AM – 4:30 PM
Wednesday: 9 AM – 4PM

Email Us


Please do not send sensitive personal information (SSN, Account Numbers, etc.) over email as it not secure.

Enter your Principal, Interest Rate, and Number of Years then click the “Calculate” button to see your estimated monthly payment.

Your Estimated Monthly Loan Payment Is:

The information provided by this calculators is intended for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. This is an estimate only, your actual payment may vary. Be sure to consult a financial professional prior to relying on the results.

Our loans rates
Auto Loans

Rate Effective Date: May 1, 2023

TermNew Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months5.29%5.64%
48 months5.59%5.80%
60 months5.79%6.14%
72 months6.29%6.64%
84 months6.79%7.14%

* APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.

This Variable APR (Annual Percentage Rate) will vary with the market based on the 91 Day Treasury Bill as published on the third Thursday of each month. Rates are effective on the 1st day of the month and can change monthly.
1. New Autos are considered any auto within 3 years of current year, with 36,000 miles or less


Special Promotion

Apply now


Our team at Kaiperm understands the importance of your peace of mind, and we’re here to provide guidance and assistance so you can find the right policy for your budget with the coverage you need. Kaiperm Credit Union is federally insured and we offer a safe and secure place to manage your money and assets. With our loan protection options, including low-cost guaranteed asset protection and mechanical repair coverage, you’ll have peace of mind with us as your primary financial partner.

Guaranteed Asset Protection (GAP)Protect against financial loss with GAP in the event your car is stolen or declared a total loss in an accident.DOWNLOAD
Mechanical Repair Coverage (MRC)MRC is a high-quality, comprehensive coverage plan that safeguards you from expensive auto repairs.DOWNLOAD



Explore Our Financing Products & Services

A Safe Place for Your Money

A Safe Place for Your Money

Find comfort in knowing that deposits at Kaiperm Credit Union are automatically protected up to $1,000,000

Learn more

Skip to content