The youth is the future, and we’re here to nurture it. Kaiperm’s Youth Accounts are designed for our youngest members to learn about money by providing the tools they’ll use as adults – but designed specially for children. Our Pup Accounts are for children up to age 12, and for our teenage members, our Student Accounts are designed to help them build healthy financial habits that will carry them into adulthood.
More Than a Savings Account
Kaiperm Pup Account (age 0-12) comes with:
- Puppy bank for saving money
- Kaiperm coloring book
- Puppy certificates
- Higher dividend rate
Kaiperm Student Account (age 13-17) comes with:
- Lower limit debit card [per parental approval]
- Starter checks [per parental approval]
- Kaiperm drawstring backpack
- Higher dividend rate
Compare Our Savings Accounts
Kaiperm Pup Account
Kaiperm Student Account
|Age qualification||0-12 years old1||13-17 years old2|
|High-Yield Savings Account||0.5% APY4 on the first $10,0003Minimum Opening Deposit $50||0.5% APY4 on the first $10,0003Minimum Opening Deposit $50|
|High-Yield Certificate Account||12-month Puppy Certificate earns 5.00% APY, with unlimited add-ons up to $500 balance limit||12-month Student Certificate earns 5.00% APY, with unlimited add-ons up to $1,000 balance limit|
|Youth Checking Account||Not Available||Same rates as Basic Checking. Daily limits and alerts can also be setup|
|Account ownership||The minor is the sole owner of funds and the custodian (ex. parent, guardian, grandparent) controls the account||Minor and custodian share controls|
|Minimum opening deposit||$50||$50|
|Federally insured by the|
1 Account will convert to Kaiperm Student account on 13th birthday
2 Account will convert to a regular Kaiperm account on 18th birthday
3 Calculated based on average daily balance. Earn 0.5% APY balances up to $10,000 and 0.10% on all other balances
4 APY = Annual Percentage Yield.
This page is in compliance with the Children’s Online Privacy Protection Act (COPPA) and does not collect or retain information from any visitor to the page including children under the age of 13. For more information on The Children’s Online Privacy Protection Act please read Frequently Asked Questions about the Children’s Online Privacy Protection Rule.
A Safe Place for Your Money
Kaiperm members can find comfort in knowing that no matter the size of your deposit, every dollar is safe, secure and 100% insured by the NCUA, up to $250,000. We're here to keep your assets safe as they grow.