Checking AccountsNo minimum balances or monthly maintenance fees.

KAIPERM Checking Accounts

Our free checking account is all about you! Take advantage of zero maintenance fees and no minimum balance thresholds or hoops to jump through. It also includes a free Visa debit card (upon approval) for your everyday purchases, including access to more than 5,000 CO-OP Shared Branches and more than 30,000 ATMs across the Country.

  • No maintenance fees
  • Personal banking over the phone
  • Free Kaiperm Visa debit card
  • Online and mobile banking
  • Overdraft Protection
  • Direct deposit
  • Contactless technology
  • Digital wallet payments via Apple Pay, Samsung Pay and Google Pay

ACCOUNT FEATURES

Thrive Rewards Checking

Basic Checking

Earns DividendsEarn 2.00% APY* on balances up to $10k and 0.25% APY on all other balances when monthly requirements are met. Does not earn dividends if monthly requirements are not yet0.05% APY* on all balances all the time. No monthly requirements.
Monthly service feeFree – no monthly feeFree – no monthly fee
Minimum Opening Deposit$50.00$25.00
ATM RebatesUp to $10 in monthly ATM Rebates for out of network ATMs when monthly requirements are metNo ATM rebates
ATM AccessFree at all Kaiperm ATMs and over 30,000 CO-OP network ATMs nationwideFree at all Kaiperm ATMs and over 30,000 CO-OP network ATMs nationwide
Visa® Debit CardFree and accepted at over 23 million locations worldwideFree and accepted at over 23 million locations worldwide
Digital WalletFree contactless payment setup with Apple Pay, Google Pay, and Samsung PayFree contactless payment setup with Apple Pay, Google Pay, and Samsung Pay
Online Banking with Bill PayFree and easy to use to check balances, make a transfer, pay bills, and moreFree and easy to use to check balances, make a transfer, pay bills, and more
Mobile Banking with Mobile DepositFree mobile app that allows you to make remote check deposits from anywhereFree mobile app that allows you to make remote check deposits from anywhere
Account AlertsFree and easy to set up; stay aware of account and card activity to avoid fraudFree and easy to set up; stay aware of account and card activity to avoid fraud

 

OPEN ACCOUNT

NOT YET A MEMBER? CURRENT MEMBERS

Reordering checks?

If you have no changes to make, current members can reorder a box of checks by clicking here. If you are ordering checks for the first time, or have changes to make to your existing checks, or need additional assistance for anything else, please contact us at 925-939-5626. Our routing number is: 321178446.

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A Safe Place for Your Money

A Safe Place for Your Money

Kaiperm members can find comfort in knowing that no matter the size of your deposit, every dollar is safe, secure and 100% insured by the NCUA, up to $250,000. We're here to keep your assets safe as they grow.

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